I’m finding it extremely hard to put stick to an actual budget right now. While there are a lot of changes every month in spending due to the current situation, the biggest driver in that is my grocery bill. I used to be able to put together a list, look at the sale ads, go to the store and get exactly what I wanted.…

This is so important and can really shape a company. I’ve worked for companies where everyone is just there for a paycheck.

I had two passions growing up, space and cars. I graduated with a Mechanical Engineering degree right as the financial crisis was starting and all the major car companies were laying off employees left and right.

The chart does not have injecting disinfectants on it, therefore it cannot be trusted... /sarcasm

Helping a family member out. They’re self employed and their business is reliant on mass gatherings. They’re going to be hurting for a while.

Helping a family member out. They’re self employed and their business is reliant on mass gatherings. They’re going…

I’ve got vacation to the Dominican Republic in 10 days, a cruise from NYC to Bermuda in June and a work trip to LA area in 3 weeks.

Thanks for the reminder to pull the rest of my money out of Capital One.

My experience with uconnect 4 in a 2018 Pacifica has been less than stellar. The software is way too buggy. It’s got better with the OTA updates, but it’s still not perfect.

I always try to print them, but it's often difficult on the return leg of a trip. When a printer isn't readily available at the hotel, mobile boarding pass it is. 

When my annual fee hits in April just after the higher annual fee hits renewals, I will be cancelling the Reserve that I’ve had for 3 years. I had every intention of keeping the card at $450. With the higher annual fee and added benefits that are useless to me, it doesn’t make sense for me to keep it. I’ll transfer…

Am I the only one that thought that the old hosts of TG USA were really coming into their stride when it got cancelled? The first season wasn’t good, but the final season was really entertaining.

Target date funds not always terrible. In my current 401k, all of the target date funds have 0.06% expense ratios.

It’s really hard at this time of year. Both sets of grandparents are very generous but shouldn’t be spending the money. We try to get them to do things with the grand kids instead of spending money, but it hasn’t worked.  

We grew up right around the poverty line for most of my life until just before I went off to college when their income doubled.

In Florida, you get a sales tax credit for your trade in. Trade in a $10,000, your effective price is $10,700 at 7% tax. Could you get $1000-$2000 more than even the trade + tax? Yes, but at how much of a time cost? Last time I sold a used car that wasn’t dirt cheap, I’d estimate a minimum of 20 hours between handling…

I’d add the Chase Sapphire reserve on there as well. You get 3% back in UR points which have a minimum travel redemption of 1.5cpp although I've been averaging about 2.25cpp on redemptions lately. This means you're getting 4.5 to 6+ % back. 

His vision and unwillingness to accept no is really what drives the companies. Did he engineer reusable rockets himself? Nope, but he did have the vision to keep pushing for them even when the original attempts failed.

Worst case numbers assume 65, ideally 55. At that point, my wife will be eligible for pension and I can take 401k distributions if needed. It really depends on market returns and healthcare cost.

I’m about 30 years from retirement and have a pretty good base built up in my retirement accounts. If I get 8% returns versus 6% returns, it changes my portfolio value at retirement start by over $2million. It’s the same impact as saving an extra 15% of my salary at 6%. If I can get 12% return, I’ll have nearly 4 times…

I’d check out selling the car either private party or through a place like Carvana, Vroom or Carmax. Get quotes from all. You have a buyout now, even before the lease is up.