I bought my first house at 21 with 3% down in 2007. It was a dumb move and I wasn’t exactly financially savvy at the time. I had a good, steady income and enough cash from my well paid college internships and post college sign on bonus to pay the 3% + all other expenses (be warned, it’s a lot). I lived with my parents…

Don’t sign up for more than you can take on. Right out of college, I took every project I could, which meant I had to do everything in half the time it should take. This lead to poor performance on said tasks and missing promise dates.

My biggest tip is to not focus on gear. I’ve been a hobby photographer for a while and started at a job and had access to over $100k worth of camera gear. I thought the gear was going to take amazing pictures. WRONG. I was still the limitation.

Have you looked at the Nissan Rogue? I was shopping compact SUVs last month and while I liked the CRV slightly more, the Rogue presented a much better deal. I ended up with a 2019 Rogue SV w/ premium package for over $5000 less than a comparable CRV (EX trim) would’ve been. It also came with memory seats and a 360…

I used personal capital for this. It tracks my assets, including cash, investments and real estate, along with debt.

I actually got a free iPod back in the day. Had to get 5 referrals and the easiest one was to sign up for eBay and make a bid. 

I’d look closely at your options, at my current company, the target funds have a 0.09% expense ratio where my last company had target date funds with 2.11% expense ratio. Our US stock funds are at 0.04% while international is 0.06% and emerging markets is 0.11%.

Saving $1000 is an amazing baby step for someone starting their financial journey. This is directed at the people who live paycheck to paycheck (78% of the US according to the study I read). People who have to take a payday loan if they run the heater too long and get a high electric bill. People who can’t afford a…

It’s going to be a case by case basis. I’ve got a CSR and both my wife and I have a Freedom and Freedom unlimited. I zero’d out my points in May for an Alaska trip (that Chase paid $6000 of due to $2400 in sign on bonuses, $1600 in banked UR points and $2000 in new earns, largely due to the travel costs of the trip).

We had a Mazda5 and loved it, but it was just a little too small for two rear facing car seats. The middle seats were too close to the front seats. I would buy another in a heartbeat now that both of my kids are front facing.

Took a rode trip with a friend who did not understand that the gas pedal was not on/off. He would floor it and coast. It made everyone sick and we all took his driving rights away.

I agree that it will be interesting.

Mine won’t qualify for the worst, but...

I think your federal tax rate should be 37%. The net after federal would be $345 million.

It is also generally a rip off to buy travel insurance through cruise lines or travel agents.

The issue here is the existing structure. I’m in Florida and the newer area I live in has all underground power lines and everything is built to 150mph codes and built several feet above ground level to help flooding. Meanwhile, 10 miles away in the 1960's (or earlier) built area, it’s hard to replace everything.

One other note about the electric/plug in hybrids, only the original owner gets the tax credit. It’s hard to compare to MSRP, it almost should be MSRP-tax credit.

I had a 5X and the huge bezels didn’t bother me. What bothered me about the Pixel 2 was paying a premium price for a non premium bezel heavy design.

Sassy, this comment is not directed at you, as I don’t know your situation, but from experience dealing with a lot of people.

If you were looking to invest $75k, this isn’t a bad deal. You get free trades and no fees.