Sassy, this comment is not directed at you, as I don’t know your situation, but from experience dealing with a lot of people.

If you were looking to invest $75k, this isn’t a bad deal. You get free trades and no fees.

My rule of thumb is I’m ok losing what I paid, but am concerned about medical in foreign countries. If you need a medical evac or have a serious incident, it can run quite a bit.

I’d take a hard look at rolling it into an IRA. The majority of 401ks are lacking compared to the offerings of a Fidelity or vanguard IRA with a variety of low (or 0) fee ETFs.

Speaking as an engineer, I think it’s the engineers keeping them around (maybe that’s an exaggeration).

I used the combo of Chase cards to get over $6000 off my recent family trip to Alaska.

I used the combo of Chase cards to get over $6000 off my recent family trip to Alaska.

We only have 19 core options at my 401k. 9 are target date funds and 1 is company stock. We do allow open investing for $100 year fee.

This can also have a negative impact. I started my career in 2007 and started investing when I had a bit saved in 2008. Within 6 months I lost about 40%, which was huge to me at the time. It took me almost 3 years until I trusted the market again. The good news is I was getting 6% in my online savings account at the…

My favorite way of preparing corn is to smoke it followed by grilling it over high heat to give it a little char.

I had this gazebo. We got a very brief burst of storms with 40-50mph gusts and the thing bent like a potato chip (but the top and my anchors held on). It had also started to rust throughout.

I had this gazebo. We got a very brief burst of storms with 40-50mph gusts and the thing bent like a potato chip…

I’m 32 and have just shy of 2x my salary, despite a 110% increase in my salary since I started my career. It’s possible. I came from a household in and out of poverty.

That’s very tricky. Several common situations:

You’re paying taxes on the money at some point, either at the contribution (Roth) or the withdrawal (traditional IRA/401k)

I wouldn’t necessarily convert all of your accounts. In retirement, if you’re single, based on today’s tax rate, you would only pay a marginal tax rate of 12% (8.8% effective) on $50,700 in income. If you’re married, that number doubles. You would likely be paying a higher effective tax rate for the conversion today…

If you have an outlet that is not on a switch...

If you have an outlet that is not on a switch...

If you shop around, you can find 6 month locks. They aren’t super common, but they do exist.

I’ve had 2 of these bulbs for my bedroom for about a month. No issues connecting or staying connected. They’ve worked well, but are quite large as others noted.

I’ve had 2 of these bulbs for my bedroom for about a month. No issues connecting or staying connected. They’ve…

In college, I acquired a Mazda 3 and it was my baby. I got really into car detailing and kept that car in pristine condition.

The reason, dehydration depletes the fluid around the brain and significantly increases the risk of brain injury and long term brain damage.

My parents were never very financially sound. I was raised in a culture of barely making payments and spending everything you had.