MaxPower
Max Power
MaxPower

A similar M16/M4 attachment used by US military is the M26:

The second “a” migrated from the middle syllable of “caramel”, duh.

Here’s Ray Wert looking... shocked.

I just get frustrated when people are given bad advice, that’s all. Imagine if you were an auto mechanic who kept hearing stories about assholes charging thousands of dollars for unnecessary repairs. Wouldn’t you feel maligned if people just lumped you into the same category of business along with those grifters?

I don’t know how you came up with that “paying yourself interest” nonsense, you couldn’t be more wrong.

[W]hen I want to use the money, I don’t pay taxes on it since it is a loan.

I understand that there are minimum guaranteed income and death benefit amounts associated with your policy, and the salesperson in the video does a decent job of explaining the reasoning and mechanism behind it. What I don’t think that you fully understand is that you are paying a ridiculous amount of fees, both

This policy was not “recommended to you by a financial planner”, it was sold to you by an insurance salesman. It doesn’t matter what title they have, a salesperson will always have a conflict of interest when selling you investment products when they charge a commission, and VUL policies have some of the highest

Tesla now releases vehicles based on the US Presidential election cycle. Or is it women’s World Cup schedule? I can’t remember.

Since your policy is a variable universal life policy, you are also paying exorbitant fees to Voya every year, which are deducted straight from the cash value of the policy. In most cases, the fees paid over the life of the policy will outweigh whatever tax benefits you can possibly attain. I highly recommend that you

Another commenter had the same question, to which I replied:

You are correct: a household’s other itemized deductions must match or exceed the standard deduction amount in order to receive the full deduction benefit for mortgage interest. That being said, I can tell you from experience that not only will most households in my scenario be better off itemizing deductions, the

A mortgage will also give you a pretty hefty tax deduction, which lowers the effective interest rate.

The only reasons to withdraw from a tax-deferred vehicle like an IRA or 401(k) is to satisfy your age-based required minimum distribution and/or to spend those proceeds. If you are satisfying an RMD, you should be making a cash withdrawal from your retirement account, not an in-kind distribution of securities. Then,

Your goal is to manage and minimize the total amount of tax you pay over your lifetime, not in any given year. By preserving your Roth IRA balance for additional years, you give it a chance to provide tax-free earnings that can be used later.

I wonder why our US-market minivans are so much larger than European and Japanese counterparts. It’s probably just all the obese children.

“If you take a bath like this, you should be required to take a shower after that bath, so that you don’t walk out of there covered in your own cum foam.”

“So it’s basically bullshit when Obama and friends talk up their anti-proliferation efforts. In truth, the [US] government is still spending billions on nukes tuned towards the former USSR, while also doing nothing to influence with China, India, or Pakistan (or Israel) to rein in their nuclear programs.”

That’s why I pay the extra $9 for full insurance coverage.