God, I've been a Costco member for close to 10 years and I've never seen that big a discrepancy. I live in Maryland, just filled up yesterday at Costco for $3.47 and saw $3.49 on the way home. I remember seeing $0.10-$0.15 differences a few years ago and thinking that it was maybe worth it, but for $0.02 a gallon it…

He buys extra long ties and uses 3 feet for the knot alone.

At least he's wearing a polo shirt in the video.

I'm curious what recommendations your site can make to a 401(k) plan participant, especially if the investment options all include 12b-1 fees, loads, or high fixed expenses to cover the cost of the plan itself. Would you suggest that a participant remain in cash to reduce the fee burden of investing in funds? …

It would still be double no matter where they each worked or which IRA custodian they each used, since the numbers that were given are contribution limits based on federal tax law.

Nope, wrong. $17,500 is the maximum employee deferral limit, which does not include employer contributions.

$17,500 is the 2014 employee deferral limit, which does not include employer contributions. Your goal of increasing your contribution every year by 1% is a great way to plan, btw. Good luck!

You don't have to work at the some company or use the same IRA custodian.

Person Walking With Surgical Mask

Like everyone else in this thread, I'm pretty sure your problem isn't that you eat with omnivores, but that you're choosing to eat with jerks.

Trust me when I tell you that your advice, while great, is waaaaay too much for some people. What's a targeted retirement fund? Which fund company? What's diversification? How much is $x per month?

I think you bring up a great example of why investing can be so difficult to start. You are absolutely correct that "choosing tax efficient assets and keeping a sharp eye on account & management fees" are very important over the long run to optimize your returns and increase the likelihood that your goals are met. …

This isn't the point of the article. Everyone knows that saving for retirement is necessary in theory, but many don't bother because they are overwhelmed by the process of signing up, choosing a contribution amount, and selecting/monitoring investments from many choices. This psychological barrier can be paralyzing…

Well, that's a relief. Now I can sleep more soundly at night, like a painkiller-addicted trailer monkey that just scored a bottle of Percodan from his cousin.

You "RAGE" at opinion posts on Gawker sites? I sure hope your Lipitor prescription works.

Until today, I could have truthfully said that I never once hit refresh periodically for 5 minutes waiting for a Deadspin comment to reach 400 recommends.

The employer's fiduciary duty does involve selecting appropriate investments for the plan as a whole, correct. However, no party involved has any fiduciary duty to any participant to select the best investments for them individually. This can be confusing for anyone to understand, so allow me to provide an example.

Actually, California and many other states give a bankruptcy exemption to traditional and Roth IRAs up to an annually adjusted limit (2014 CA limit is $1,245,475). You are correct that all states give bankruptcy exemption to ERISA plan balances, including those in 401(k), pension, profit sharing, SEP IRA, SIMPLE IRA)…

Your prior employer's 401(k) administrator has a number of responsibilities that must be overseen regarding all participants in the plan, including terminated employees like yourself. Even though you may not pay any explicit fees for remaining in the plan, it makes things much simpler for them if you take your money…

Everything you said was wrong, but it's a common misconception and I'd like to help clear this up.