Changing the program to look at banking records (debit cards) will broaden the audience for those with “sketchy” or short credit histories. Some smaller, regional banks have started programs where they look at deposit history and payment push/pull when making loan decisions. This just feels like another example.

There used to be lots that offered true 0% and it was a great thing. On a major, full MSRP purchase, for it to be no cost to use their money for a year is awesome.

Affirm and other Pay Later programs are a complete ripoff since they don’t usually offer 0% with a lot of companies that use them. If there is no 0% financing option I think the interest rates start at like 32-33%. I couldn’t imagine paying almost double for something.

On my new, top-of-the-line computer I got in January of this year, I have Photoshop 5.02 and Photoshop 11. I own both these programs on CDs and made sure I had a optical DVD drive in my new computer. (A friend and I have been researching a particular type of horror movie/TV/video production for 20+ years now that he…

Good.

I just switched from separate Adobe Acrobat and the Photography Plan subscriptions to the entire Creative Cloud because Adobe said it would be $27/month (instead of the $32 I had been paying for years). I was verbally told the price would be locked in forever. Well, the first month was $27 (because it was prorated),…

The other steaming pile of shit Adobe pulls is forcing me to purchase newer versions of software I already paid for and own. They simply stopped providing me a download link for my Premiere Elements and Photoshop Elements 2019 versions. I emailed them and was told those versions were “no longer supported” and that I…

Taxes are NOT theft. They’re a perfectly appropriate way for a society to pay for all of the things that can only be done at scale, and for everyone’s benefit. The problem comes in when HOW the taxes are assessed is not fair or appropriate, and in America, that problem is primarily in that the rich are not made to pay…

Wow look if it isn’t the failtroll at work again trying to undermine and spread disinformation, while not understanding even the most elementary aspects of society. Taxation isn’t stealing, you should think of it as the fee you pay for the services and advantages of living in a civilized country.

The funny thing is, the Federal Government does negotiate prices on drugs. The VA does it all the time. When I treated veterans and active servicemen, they would always get their prescriptions filled through the VA. It is only CMS that isn’t allowed to. It’s all just so mind-bogglingly fucked up and whenever somebody…

Well, it’s about time. Companies have an absolute right to make a profit, what they don’t have is a right to look at United States citizens as the golden goose that needs fleecing. When it comes to medicine, this global pricing disparity borders upon being immoral.

Right? Remember that British aerospace parts company that was found counterfeiting practically everything?

I think its time to throw in the towel on this thruster system, given this is the second time its been the problem.  Like I get why they want it to work, but it is just not functional yet.

How bad is your game when you can be the richest person on the planet and still have to beg for sex?

Tesla bros: “It’s not a cult.”

I get greed. I understand that people do shitty things for money. What I don’t understand is how someone can look at a mountain of evidence that says “Your company and your actions are killing people.”, and be ok with that.

He and his moron sycophants are talking about Tesla phone on Twitter right now.

Yes, we definitely need a tarnishing stainless steel phone that will spontaneously catch fire in users’ pockets. Go for it, Elon.

Historians are going to call this era in history: “The Big Rich Man Baby Era”

the community notes under his tweets are fucking hilarious