Agreed.

This seems like a really stupid idea. Its not like you have Variable Bills because you have variable income. So you shouldn't have a variable savings plan either. Live below your means!

Right. You obviously have no children. Our new baby is in cloth diapers and breast feeding. We get about $200 from our Canadian Government in Child Benefits per month. So we're actually making money at the moment.

Try google helpouts. New service.

You Realize the give away 53% of that? And they save 34% between retirement and savings?