True, but GAP Insurance typically only covers accidents that aren't your fault, from what I've seen. Unfortunately, they're called accidents because they happen to just about everybody!

No, it's typically speaking. Most financial advisors agree with me. Go ask a few if you're curious.

*never buy the car new

You're certainly right that having the knowledge necessary to fix an issue will save a lot of money over hiring someone else. That being said, most of us don't take the time to learn this, because we're busy with other stuff or just plain uninterested.

Because you don't want to get into an accident and total the car when you're underwater. That's a massive financial disaster. You're just gambling hard at that point, which isn't smart when you're talking about that much money - especially when you've got so little cash that you need to take 5 years to pay off your…

Typically speaking, if you're buying a car so expensive that you can't pay it off in 2-3 years tops, you can't realistically afford the car. What you SHOULD do is buy a car you can pay off in that 2-3 years, and once it's paid off, keep making those payments into some kind of bank account (or investment, or whatever)…

To be fair, you deserve the looks for skinny jeans. They make you look like a dipshit.

All this being said, one of the important things to do once you've stabilized your income situations is to save up 6-9 months of income so that, should you lose your job, you don't have to become a destitute that can't afford your bills while you're searching for a new job. Once you've got a little bit of cash saved…

One of the few things bankruptcy can't save you from! I think it's like... student loans and medical expenses, but I'm not sure.

I don't think I'd advertise the fact that their skin/clothes react to the rain if the same clip also shows their hair staying perfectly light and fluffy even during a downpour.

What? I never said that (or implied it). I just thought it was weird that you were being a cunt for no reason at all. Anyways, reply if you want, but I realize now that you're just trolling, so I won't return.

Yeah, the second page is a good idea - they get the info they want up front, but can see the info they might be curious about later. Makes sense.

You put 'sage advice' in quotes. Are you quoting something I missed, or are you thinking he placed more importance on his words than anyone else thinks?

I was mostly talking about languages that are exceptionally similar, like C# and Javascript. If someone's an expert in one, they're an expert in both, realistically.

When I used to work at HHGregg, we used the SHIT out of the floor-model TVs. If anyone was willing to buy those fuckers, it was usually because we'd discount 'em for massive amounts. That being said, if you buy a service plan with the TV, and the TV's discount is more than the cost of the plan, you'll come out on top.…

You sound mad, bro.

I mean, as a programmer it's not hard to know a pretty large number of languages. Realistically, once you get the basics down, you've got 70% of any language.

That, or he made a mistake while he was typing out a quick comment on an unimportant internet forum.

I'm assuming he unfolds it.

Not exactly correct. Employers don't like to see massive gaps in employment. If you spent three years working at an unrelated job, it's better to have that in there than to just have a big-ass blank spot.