I'd add another that's a good idea whether you're employed or not. That's to adapt your talents or interests into a personal business. When have a regular job, let it slide. When that job ends, take up your business in earnest.

I'm 29 and recently started my own rIRA after only contributing to my company's 403b for years to get their matching contribution. Trying to figure out what firm to use and what fund to choose and all the intricacies of the market was overwhelming.

A dish glove works pretty well too.

And the pitch...

1.) It is okay to find gay men having sex hot.

Hey, the Fix-It-Yourself-Then-Call-A-Professional technique is a time-honored DIY tradition!

I agree with that. That's why I always start with the assumption that I am being scammed, and see what evidence I can find that disproves that.

I have used both Fidelity and Vanguard in the past. Fidelity was through company plans.

I often travel with my wife and/or 3yo son or for business trips (with my camera and laptop). Some trips are short and some a week or more. Planning ahead and arriving early solves a multitude of problems.

I was "getting ahead of the story."

No I think the problem is that the driver simply has no way to use them. If only there were some kind of switching mechanism, perhaps located on the steering column itself so it could be easily reached...Hmm...maybe it could use the same switch for Left and Right turns, perhaps going one way for a left turn and the…

Exactly. What is a server's job? To do nothing unless they get paid extra? Or to take orders, bring drinks, bring food, and bring your check? I'm sure it gets busy but that's what you're paid to do. I worked retail for 4 years and I was a lot busier helping women find and try on clothes than waitresses are. I probably…

Embra.

Relevant

For some reason she's giving me the quintessential "James Franco" look... :-O

To say nothing of the fact that there is no STEM shortage and that computer science salaries have not kept pace with the rise in salaries in other fields.

In fact, this is why every child should learn at least one programming language in school...

Does anyone actually monitor their devices to this extent? I don't see how anyone has time. It seems like this is mostly just theory that doesn't make it into real world consumer practice. I've never heard anyone say "Fiddlesticks! Sorry guys, but I need to go because my phone just reached 42% charge and I really…