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Sounds like a job for Excel. Create two scenarios - include payments to 401k, return on 401k balance, payments to loan, and interest on loan balance running them out until the loan is paid and see what you have in your 401k. Then do it again over the same total period but with all payments going only to your loan

So you might see some flavors of tea priced by the quart on some labels or per 100 tea bags on others. And even if the unit measurement is the same—a dozen eggs, for example—the calculations of these unit prices can be very inconsistent, as the labels above from a Target in New York demonstrate. David S. Read, who

I couldn't disagree more.

The idea that you should have $1000 or so in savings is one I agree with and I should have included this in my comment.

The one thing I would suggest is considering investing your emergency fund instead of putting it in a bank. With current interest rates, banks offer little more than mattresses.

Ruling out giving my past self advice (e.g. winning lottery numbers) I'd pass on one thing:

I went to a financial advisor when I retired mainly to do the asset allocation and fund/ETF research that I didn't trust myself to do. So far, I am neither pleased or displeased, my portfolio is beating the Dow but lagging the S&P but it hasn't been that long and there haven't been any turns in the market. I will

I went to a financial advisor when I retired mainly to do the asset allocation and fund/ETF research that I didn't trust myself to do. So far, I am neither pleased or displeased, my portfolio is beating the Dow but lagging the S&P but it hasn't been that long and there haven't been any turns in the market. I will

While I agree with slurping, this brings to mind Woody Allen's "way to eat rice with chopsticks" scene (Play It Again Sam).

The key to investing is to be invested. Trying to time the market is a losing proposition, even for the best funds (not to mention you).

Acid Reflux - don't "sleep on your side", sleep on your left side. Sleeping on your left side puts your stomach below your esophagus making reflux much less likely.

I used Fidelity for decades and recently moved to TD Ameritrade when I turned my money over to an independent investment manager.

One thing to note, the firms being nominated are brokerages. Their investment advisors should be more properly referred to as customer service representatives or salesmen. They may make money when you buy a particular mutual fund or when you buy and/or sell stock. Take their advice with a grain of salt.

If you're just starting out, I'd definitely do rung 1 and 2 but then skip to rung 5. Save until you have enough for a car and a down payment on a single person's dwelling. Then split between rungs 3 and 5 or 3, 4, and 5 until 5 has enough for a down payment on a house for a family. Then you can try and max out your

As far as advantages, first, accuracy. With a stock stylus you can click on a word; with a Wacom you can click on a letter. Second, speed. The stylus is detected immediately and it is difficult to move it so fast that you get anything other than a continuous line. Third, click modes. A full Wacom driver and a full

Absolutely. My Wacom Penabled stylus that I bought a decade ago for my Motion m1300 tablet still works perfectly with my Thinkpad Tablet 2. I've had tablets with n-Trig and Synaptics and neither could compare to Wacom. That said, both were better than any capacitive stylus I've tried.

For as long as I can remember (decades) I put in the maximum normal 401k contribution and, since I turned 50, the maximum catch up contribution.

So, do I put this up on Kickstarter or Indiegogo?

So, do I put this up on Kickstarter or Indiegogo?

First, I would never consider messing with your circuit breaker box except to flip the existing switches. Hire a professional and explore whether permits are required.