The short answer is the current FMVSS 108 lighting requirements mandate two separate headlamps that provide both lower and upper beams; or two sets of headlamps that provide lower and upper beams.

I’m not that familiar with the Corvette’s mirrors; but it looks like they’re electrochromatic autodimming interior and side mirrors. It’s not the glass, but the EC fluid layer that’s showing the crazing lines.

I’m pretty sure that’s just a screen name; just like I have a government name and am not just the disembodied voice of an old-timey gospel singer.

“If the driver is going to lie that they are actually a passenger, is it really the manufacturer’s fault at that point?”

Costner’s Robin Hood gave us this Mel Brooks fourth wall break:

Jason’s summary quite garbled what the topic was. Several Senators have floated the idea of assessing a tax on unrealized gains; Musk was simply pointing out that based on his financial situation, he would need to sell shares to pay that assessment. There currently is not a tax on unrealized capital gains.

Apples and oranges - negative outcomes of a new drug don’t externalize.

It’s just lazy. It took me all of four seconds to find the letter from the UAW to its locals, which includes this quote:

5th gear:

I’m wandering into topics that I don’t 100% know; but my understanding is that one of the root causes of the 2007-8 collapse was the implementation of a new mark-to-market rule; which requires assets to be valued on a balance sheet based on their current value, something that was impossible to do with the blended…

You missed the biggest difference. The mortgage backed securities mixed low and high risk loans into the same tranche; washing the bad loans and making it difficult to judge (and price) the bonds.   A lot of firms bought them thinking they were gilt-edge AA and AAA bonds.

It’s also worth noting that Kane has filed for Chapter 7 bankruptcy, being close to $27million in debt; and was sued by a lender after that filing, where they’re asking for $15m - an alleged fraud of $1.5m, with 10x damages.

What the Department of Justice does, and what it could do, are two different things. Maybe a bank wouldn’t refer the matter if the money was paid back - but it isn’t up to the bank. If a bank continued to hold a fraudulent loan, it may expose the individuals at the bank to their own §1344 charges. 

The short summary - it’s any material lie. It includes identity fraud, misrepresenting assets/debts/income, but it also includes misrepresenting the purpose of the loan. The lie has to be material, where it would influence granting the loan or the terms of the loan and it does not require a loss by the bank, repayment…

“So by merely using loaned money for a different purpose, what exact law would be broken that would result in a punishment comparable to murder?”

GM actually does get off that easily.

Loans aren’t fungible. A car loan has an asset tied to it, one the creditor can take possession of should you default. A personal line of credit, the kind you would need to take out to invest in an index fund is a whole different thing. Personal lines of credit are unsecured and have much higher interest rates. While…

It’s a real prince of a car.

Do not ever give out your personal email address at work. Never use a personal email for work, or a work email for personal use. Why? Using a personal email for work creates employer liability around discovery and things like FLSA timekeeping violations if you’re not an exempt employee. Using a work email for personal…