Honestly is there any tool better than an angle grinder?!? I effin love my AG... I use it for everything from cutting landscaping bricks to carving the Thanksgiving turkey!

Exactly what I came here to say.

Yes, yes you do.

Can you buy used phones on ebay and use those?

So... what’s the deal.. he just punches Yoshi in the back of the head to make his tongue come out? That’s apparently cool with people?

But can apple watch play doom?

It always has.

I’m not saying you don’t have valid points, and some of my interpretation is likely wrong or misquoted.. but its like all the research I do on the topic has the same 2 sides of the argument... and it’s hard to tell if naysayers are being closed minded to the idea, or if they are actually correct. Sometimes it depends…

You are just ants at a picnic aren’t you.

Yea Ace always bites me on first hand.. If I get dealt Ace-anything I will fold on the first hand because I’ve learned many times it isn’t meant to be.

You don’t. People don’t want to hear your (or my) shit taste in music

Actually I don’t pay anything, other than to myself. And paying 2% interest over 32% taxes is a no brainer. Also, assuming the CV reaches the 650k mark, the loan and interest pays itself off.

Then you are failing in life. Dolphin is better for porn tho.. last I heard

They included BS Player. MX Still a bit better for onscreen controls.

Why do we need Evernote and Keep? I thought they were the same.

Unless you are teaching luck, this is a waste. My Pocket Aces will always lose to pocket 2’s when that sunuvabitch river whore gets a 2 on that last card.

Your argument is the common one against IUL... I guess the rebuttal is while you do lose on dividends and have a higher cost up front to cover the fees now, having the money I put into life insurance act as an investment and not just disappear into thin air when I turn 62 like a term policy is the trade off.

So here’s a good video explaining the indexed loan. In my policy when I turn 62, I’ll have a cash value of ~$640k and I can take an indexed loan out. Over the course of the year, assuming the average index return of 8% on $650k = $55000 which covers the $51,000 + 2% interest on the loan. And the indexed loan is nice…

More info.. I should clarify it is an “Indexed” Universal Life:

While i do agree that it was “sold” to me... of course a company like ING/Voya will legally give me all the docs and I have a stack of fine print that’s about 2 reams of paper thick. And yes perhaps I’ll take your advice and have a paid financial planner take a look before I spend anymore money on this. I think my…