That is a very millennial attitude. Older people make fun of millennials for having an attitude like that. I have mixed feelings. It’s sort of nice that your generation puts an emphasis on emotional safety, but you can lighten up a little.

Old guys can afford them and only need two seats because their kids grew up and their friends are dead.

If we are comparing a Mini to a VW, more reliable is a relative thing.

I have owned both (several GTIs), and current data and anecdotal evidence tells me that there is no way that the GTI is more reliable than a Mini Cooper. In my experience the difference is significant and the Cooper is much more reliable (anecdotal I know).

I’d buy one if it has decent drivetrain options.  The rear diffuser splatter of plastic kind of bums me out, but it’s survivable.

Not buy it.

Dealers operating as finance companies has created a massive conflict of interest. Unfortunately the dealership lobby has a boatload of power and consumers are too unorganized to push back.

Lossless sounds better. But not THAT much better. I listen to lossless on a reference system that cost more than I care to admit. The biggest difference is high frequency sounds that sometimes sound synthetic on a compressed file.

Marketing that chases away half the population is dumb.

Hard no on that weight.

The basics of Ramsay’s advice are fine and obvious. The major issue is he sets people up to fail. I used this analogy elsewhere. If you tell an overweight person to only eat Salmon and Kale, it will work until they crack and break the windows out of a donut shop.

The “oh nos” made it depressing. Best watched with sound off.

I don’t want to be internet crass, so I want to be clear that I am glad the driver is ok.

“why shouldn’t they get what they want from the start rather than having to fix the car to what they want?”

I don’t really care what Ramsey says. He’s a snake oil salesman who spouts half truths. The thing one needs to do is make sure they have enough bandwidth to make regular investments, if they can do that by purchasing a car with payments within their means, then great. If they can’t make investments and cover a…

If you look at the math, it appears that most people do in fact have car loans their entire adult lives.

I haven’t bought a car since rates rose and I won’t buy anything I can’t afford to buy with cash if rates stay high. I will more likely put money into keeping my current cars running rather than enter an unfavorable rate situation with a depreciating asset.

This is what kills me about Ramsey. The advice is almost good. But you are right, it is a hook for people who need help. The envelope game worked for my family, only because we had above average incomes and they were easily to fill with enough money to make it work. It was sort of fun and helped us get better at…

Mine too.  Those were actually fun times.  We had to get really creative about how to have fun and what to cook when the envelopes would get skinny at the end of the month.

He’s not and my wife did it for a while. It was actually a useful way to get used to budgeting. But man, what a bummer when you grab the “date night” envelope and it only has a $20.