With you having to explain you post several times, methinks your idea of who the ass is may be a bit misplaced.

So, in your book, it is somehow normal for people to have debts—that go into collection status

You're missing the point. Nothing you're saying is incorrect. Excessive spending is bad. Taking steps to avoid collections is good. Servicing your debt instead of ignoring it is the proper thing to do. None of that, and none of your other suggestions for avoiding this situation, are incorrect.

That's brilliant! Now if I can be sure to never get laid off, incur some massive medical debt, or have my identity stolen, I'll be golden...

It would be difficult for this comment to be any more smarmy or self-righteous. Must be hard to see all the little people from up on top of that high horse.

Unless it was necessary

Nephew was not charged with anything. +1 for the police this time around.

actual lol

Sorry, Baldwins, we're at capacity.

I don't want to choose what you say, that would defeat the purpose of having you around for commentary.

I really wish you could just follow me around in life making comments and observations on various things. I would never be bored again.

I would like to give a special commendation to Gawker Media's copy editing team, because the sheer volume of chances for unfortunate implications involving the name "Ragheed" must have been like handling a live grenade.

at least the owner seems completely fucking mortified.

My mom was also very upfront and hated "stork" bullshit how are babies made answers. Any sex question we asked at any age we got a straight answer to. In Canada you can't say what prescription medication is in an advertisement so there are these ads for cialis that imply the couple is off having sex. So I'm watching…

::anime eyes:: i love your mom

My mom was pretty straighforward with me when it came to sex. An actual conversation at the age of 15:

Do you remember watching a movie with your parents as a kid and having your mom lunge at the screen to save you from a possibly naked breast or a little too much butt?

This smacks of the sort of devilish thing a 3rd or 4th grade me would have written. And my precocious self would have printed and punctuated it just as neatly. I call legitimate!

What is up with people who get all pissed off about crying babies on airplanes? Get over it you special snowflakes.

I read this story off of a reddit link, and a lot of people also came to her defense in keeping the car. The fact is, a known vehicle with a known maintenance history is a relatively smart decision over selling and getting a possible clunker. Controlling risk is just as important as controlling finances.