I generally use the AMEX. I’ve used the debit card in the past only because there are places that don’t take AMEX. And my bank has decent fraud policies.

The real sneaky thing they do is to induce you into spending money you don’t have. One of the best things I ever did, upon graduation, was paying off all my credit cards and closing all my accounts. Everything that required a card was paid for with my AMEX or debit/ATM card, so everything got paid off every month.…

The better thing to do is poison your co-workers?

Can you imagine the horrible market consequences if a wireless company [^Google] were able to subsidize access to a wireless [^search/email/video/photo/cloud storage] service with the lure of “free” access and how bad that would be for consumers and choice because they could arbitrarily favor some companies over…

Your premise—”they’re not investing enough into the network due to padding the profit margin”—doesn’t make sense. If they are “padding” their profit margin, where do you think the money goes? It goes to the shareholders as a dividend. If the dividend on wireless stocks was “padded” with extra profit, what that means…

I don’t get the logic of slamming sponsored data—it is a billing arrangement, fer chrissakes. It is like saying 800 numbers (sponsored minutes for telecom, right?) are a scourge because companies with 800 numbers will do better with consumers because consumers don’t have to pay to get to them. Absurd.

Seems pretty pricey trying to put one together from pieces. I’ll paste in a link to the Cold Bruer below—I participated in their kickstarter and they made a nice product. It makes a smaller amount than my toddy, but it has a nice modernist look. Unlike the Yama, it doesn’t have parts that look like they’d snap off it…

Absolutely. I do my own painting. Over the years I’ve learned the importance of good prep. I used to say good paint counted for a lot too, but it seems like the overall quality of paint has improved immensely.

Interesting to play with the dial (sucks to live in Santa Clara, CA). But I wish there more more dials to play with (income tax rate, downpayment %, interest rate).

Are you referring to the deductability of home mortgage interest? I would presume yes, but the income seems to be fixed at $100K/yr. Obviously your payback is faster if you have a higher income and the deduction is worth more.

Agreed. Even as an Asian American in my 50s, I almost always have a 12 oz glass of milk with dinner (except Chinese food—milk and Chinese just seems strange), and sometimes an extra half glass on the rare occasion I have a cookie for dessert. As a side note, I have zero cavities (well, one tiny filling put in by a…

You always see that stuff after it is posted. ;)

As long as you trust them. Some painters may be factoring in prep, like small hole repair, etc. And there is a difference between a good and bad paint job... I would not just hire a lowball contractor unless I had a personal recommendation from someone.

Argh. Shave and learn to spell “maintenance.”

Taking your comment as actually being serious, opinions aren’t valid just because they are vocalized by someone. This whole idea that opinions have to be respected because someone expressed them is silly. You may opine that vaccines are harmful, but that’s a bullshit position universally contradicted by science.…

So far I’m liking it. I like the import function, although I really wish I could bulk delete repetitive entries instead of doing them one at a time (unsurprisingly, seems like my browser on my MacBook has an awful lot of password overlap with my workcomputer and my home desktop).

Thanks all. Think I’m probably going to give it a try—been waffling on a password solution for the wife and I (and joint accounts) and this seems to fit the bill.

If anyone is a regular user of LastPass, maybe I can get some questions answered... Reading their site, it seems like you can enable two factor authentication to gain access to your crypt. Does anyone know if that means two factor authentication is required every time you log into any site (I’m wondering how…

I’ve got several Thermoworks thermometers (and a pH tester). The one I use the most at this point is this guy:

I’ve got several Thermoworks thermometers (and a pH tester). The one I use the most at this point is this guy:

Exactly what I was going to say... I’ve got a couple of those four packs of single serving wine “bottles” in my pantry for precisely this reason. I want to say that there are certain flavors that only alcohol soluble.