I have a hard time believing that the actuaries are intentionally adjusting their data to change the premiums in minority neighborhoods. Could there be something in the actuarial models that does not show up in the profile Consumer Reports and Pro Publica are using?

I did read the article and I disagree with the opinion that the Monster girls are to blame. Just because someone else is offended doesn’t give them the right to tell others that they have to be offended too and that we’re bad people if we’re not as offended as she is.

Those numbers are pretty much BS. On of my best friends recently leased a 500e. And yes the advertised $89/month. However, that is with $3,000 down, for only 7,000 miles/year, also they do not include the destination charge, taxes and registration. At the end, i think it ended up at around ~$250/month

Design is wayyyy overcooked.