Does Elon have any idea how closely regulated the insurance business is?

Don’t forget the great ambush predator of the highway, the concrete barrier.

Hello Mr Musk. I would like to do this great propaganda work myself. Where might I apply for such employment? 

So if you have a Tesla and your accident defense is that the Tesla decided to drive into a bus while in ‘auto’ mode and that the car is at fault, and your insurance company is also Tesla I can’t see them fighting for you very hard

Yeah, a loud mouth and 36 billion in invested capital and billions more in subsidies.  Ever wonder what Bob Lutz woulda built if he had access to $36 billion in cash?

I worked in the insurance industry in home office corporate IT for years. The smartest people in any insurance company are the actuaries who determine the rates. Way smarter than EM. 

Policy exclusions including but not limited to

I don’t think you have to be a basher to see “insurance” as a complex business Musk knows nothing about....

Oh, they’d never blame the driver for a crash, would they?

Speeding?  Claim denied.

Theyre gonna win that bet 5 out of every 3 times.

It sounds like decent insurance, but I get anxious that maybe Tesla won’t cover the full spectrum of issues that could come up. I call it “range anxiety.”

Thats a good point they can read your black box at any time and deny your claim retroactively because of some snippit of data

They might have too much info, that you cant argue with because they wont give it to you. 

It’s well-known that filing a comprehensive claim on a Tesla can be a real nightmare, in terms of sourcing parts and finding a repair shop that can and is willing to perform the work. I’d be curious if Tesla Insurance would deliberately give its policyholders an unfair advantage in terms of either complication, as…

stumpy econobox...

You buried the lead, Justin. The real news?

No, GM doesn’t do OTAs like Tesla.

Sweet.  And from a company that will be around in 10 years.