Me: paid off college loans, kids going to private school, mortgage less than 14% of take-home pay... and I still didn’t feel great about taking out a 48 month loan on my dream car kid-hauler (‘15 Chevy SS) at $350/mo payment
Coworker, 22yrs old, just finished college: I’m buying a 2021 Chevy 2500HD! YOLO!
True story.