1. Anecdotal. Ask everyone you know to rate their experience.

A coworker of mine was looking at getting home insurance and bundling his auto insurance with it. I told him to call American Family and my boss told him to call Shelter. He called I think the total was 19 insurance companies and the two lowest? Shelter and AmFam... He ended up going with Shelter as they were just a…

I like how she goes I tapped the back of a station wagon, most of the wagon makers now days are Volvo, now defunct Saab, BMW, and Mercedes. None of which would be cheap to fix.

If you look carefully in that commercial you will see Torque Ratio Chick wearing heels and walking on grass. Because apparently

Torque Ratios....

I think part of doing the homework for your car is knowing how to drive the damn thing to your home.

I actually laughed out when I heard that the first time. Too bad barely anyone except for car folks get’s how idiotic that ad was.

This one bugs the living shit out of me. She is the perfect reflection of someone whose parents probably negotiated her grades with her college professors.

My torque ratio is sooooo super high right now!

Please tell me, where can you research insurance companies?

This is the one that pisses me off more than anything. I deal with ignorant pieces of shit like this constantly who think accidents are “no big deal” and somehow should be treated the same as spilling a cup of coffee, despite the fact that their laziness and failure to pay attention causes someone else a massive…

The other commercial’s in this series don’t bother me as much as this one. She comes off as a spoiled idiot who wants to be treated special because she managed to pay her bills....If you “Tapped” someone’s bumper, chances are they wouldn’t file a claim because it’s not worth it. If you happened “tap” a 2015 Mercedes S…

I think these commercials are so irritating because they play into all of our older generations’ assumption that the younger generation is very self-absorbed and clueless about how the real world works. “I was just taking a selfie and BAM, a truck came out of nowhere and now YOU want ME to pay YOU for fixing your…

From friends and family - everything else is bullshit. I used many insurance companies, and they are all super cool and nice your first year, low prices and good service - but once you are paying them, expect a “rate increase” after the first year based on your neighborhood, how much money they paid out that year and…

This commercial is a girl basically saying she doesn’t understand how car insurance works. “I pay on time!” Yes, you are required to. That doesn’t make you special. “Tapping that other car was ‘no big deal’”. That isn’t your call to make. “Why are you punishing me by raising my rate?” The electric company isn’t…

“Finally, The General has some bad animation that was probably cooked up on Windows ‘98, but you only see their ads on commercial breaks for Judge Judy.”

Tom, do not challenge the insurance industry advertisers. There is no peak to the stupidity, as there can always be more to come

“Just because you pay all your bills on time doesn’t mean you are a safe driver.”

My car has a huge torque ratio, if you know what I mean ;)

I like the one that blathers something about “torque ratios” then says it’s part of doing your homework on buying a car. I think it’s part of doing your homework for the dumbass who wrote that commercial, and they didn’t do it.