In my state, it is illegal not to have car insurance.

The most likely reason is that she was probably high or drunk.

Religion: Ruining one young life at a time. OR ruining a bunch of lives at once! #Paris #911

The rest of the town didn’t do anything...?

He should definitely get something, but yeah... that’s a little greedy. It could screw over the school district and cost the students in available resources and cost staff their jobs.