No, they loss $10k on the house. The bank doesn't just have money. They borrow money to borrow money to you. So you're mostly interest-only payments at the beginning of your loan was paying off the interest they owe to the lender that borrowed them money.

You can get married but if purchases are made that require 2 incomes to make payments make sure both people sign. If your significant other was on the mortgage half the loss would have been theirs. It's just about protecting yourself.

short sales are a pain. banks never cooperate. If they cut-loose on a property they have to mark it down as a loss. If the house sits empty and no one paying on the mortgage it's a non-performing assets. Shareholders would rather see non-performing assets than losses.

GWB said homeownership should be a goal for all Americans and then everyone jumped into it with whatever they could to be approved. Many times it was an adjustable rate.

I can see that. My local teams (Minneapolis market) are not popular (nationally) but the Wolves, Wild, and Twins all play on a cable station (FSN) and I refuse to pay for a cable bill just to watch Fox Sports North.

The league passes track you by your IP address so you need to hide your IP address or make it appear you are in another place. I'm gonna use this service to do it: https://www.privateinternetaccess.com/pages/how-it-w…

Bought the router. Mine is garbage (and now available for sale on Amazon!) and I want to use a service so I can watch local baseball games without my cable provider. Saved $80 bucks. Score!

I had friends that moved from the friendly north to Memphis. I'm not surprised they like WHITE chocolate mocha. The way they talk these days. It would make your grandfather blush.

I can see that, but I was never a big fan of her. She always looks coked out.

Is this the NSFW/Porn gal? If not, she should be.

My father was the punisher too. I have ZERO relationship with my father. Was it because he spanked me? No. But he spanked, yelled, and was a complete ass-hat. Put it all together and you can see why we don't speak today.

My wife and I do time-outs and taking things away. Never anything physical.

Yup! I have the same laptop and it's still humming along nicely. Though I plan to add a desktop to the mix to relieve the MacBook of music/movie hosting duties I'm sure my wife will continue to use the MacBook for pictures and wife-stuff for as long as the laptop will survive.

That's true. I guess my point is that either way (4 years or more than 4 years) you could graduate into a crappy job. If you take a long route you could add some skills to your resume to hopefully avoid said crappy job. Definitely a numbers game though.

I definitely agree. I'm not anti-military, nor do I feel your post comes across that way, but I see people that choose to go military instead of college and now they are 27 years old with no real skills to show the job market. So they've all taken lower paying, less skilled positions.

Graduating in 4 is completely overrated. Especially in the last 4-5 years. What's waiting for you? A crappy job because no one was hiring. You would have been better spent working that crappy job part time over your last 2 years and adding a skill to your resume you would not have had if you hurried to graduate in 2…

We also watch nothing on Prime. Netflix is still my go-to for streaming. The shipping has become irrelevant to me with Target now matching Amazon prices in store. I live in the Midwest so we have a Target in every neighborhood. Many places match Amazon pricing. Might end the Prime account and go back to brick and…

Oh, okay ... Guess I've been corrected. And really? A lot more clear? I wasn't directing my statement at you but I felt it beneficial to anyone reading this that I reply to you since you praised the Leaf and I was going to counter the praise, not counter you. You've earned your badge today my friend!

Yup. I wasn't calling you a liar.

I've heard a lot of hit or miss stories about the leaf. My story is a definite miss. Order with caution and/or reasonable hopes. I feel the Leaf suffers from Monoprice syndrome: it's cheap so it must be good! But it might not work for you.