I don’t know, 14% or 26% is pretty much the same, you get screwed either way. I find it usefull as my household spends easily 2000$ per year on Amazon, those extra 2% would add an extra 40$ per year.

I don’t know, 14% or 26% is pretty much the same, you get screwed either way. I find it usefull as my household…

The APR should be a number you don’t even look at, unless it’s 0%. Never carry a balance!

The APR should be a number you don’t even look at, unless it’s 0%. Never carry a balance!

Wow, I must be bad at taking care of my phones. My current phone is working well and is a year and a half, I consider that a good record. I anyways have to upgrade often because I’m a developer and older phones don’t get updates anymore. It’s hard to create apps using phones without the latest OS.

But its much better…

It’s called an MVNO (a carrier that uses another network).
With Verizon you can use PagePlus or Straight Talk.

But your phone is soon to be 4 years old. That’s a long time for a smartphone. Consider it could die soon.

I wonder how this affects you if you carry balances with a 0% interest rate.
I tend to open a new card every year, and carry a balance at 0% interest rate.
I could pay this card at any time (around 1000-2000$), but as its free money I can invest elsewhere I like to use it this way.

Your credit score must be trashed xD. Or that was 10 years ago.
My dealer gave me 2.50% interest on a used car.

Don’t just do months of pay, but how much do you need of income to survive. For example grocery budget can go down by a lot if you don’t buy stuff you don’t need to survive (alcohol, cheese, orange juice).Following your guidelines I’d need close to 36000$ (lol), In reality to survive 6 months I would need 18000$. In…