I think that's a really underrated piece of it. People have a strong bias against failure and against change, so they try to avoid both. I currently have an iPhone and when I decide to upgrade it will probably be for another iPhone because my experience is that they work and I can't say the same about any other…

Check your withholding. My wife just started a new job this summer and in trying to figure out our tax stuff, we realized that my employer was pretty severely under-withholding federal taxes from my paycheck (I'd blame them/the IRS, but I should know better how stupid their system is). It was a problem last year but…

Holy crap.

Wow, massive failure of the Finkbeiner Test, Tracie. That's just appalling.

Tip #1 - Never draft an Air Force quarterback.

Unless it's changing again, the permanent PMI for an FHA loan only applies to loans where the Loan to Value ratio is more than 90% (less than 10% down payment).

Also note that this does not apply to FHA loans made after April 1, 2013. The new FHA guidelines require you to keep PMI for 11 years, no matter how much the value of your home increases or how fast you pay off your mortgage. The only way to get out of it in that case would be to refinance with a conventional…

A home warranty only covers certain things, though. We've been in our house about four months and we've spent about $4k replacing gutters and shoring up the foundation, none of which was covered by insurance or the warranty.

Forgot the link.

Notre Dame is part of the CLC (see link below). Navy, however, is not, and is the only independent school not to be. I'm going with Navy.

Well given that the Wii U is actually backwards compatible, it's likely people buying Wii U games for the Wii, which is bad news for the Wii U, but good news for the Wii (since people are apparently still buying enough games for it to warrant this sign). I'd imagine you could have found similar signs during the…

Yeah, you'll be fine. Besides, what do people do on Summer holidays anyway other than sit around and drink? Now they get to sit around and drink with friends and family.

We have a close, but spread-out family, too (not quite BC to Quebec but South Dakota, Minnesota, southern Kansas, and Kentucky. Three of the four cousins all got married on holiday Sundays and it was great for everybody. Just make sure you throw a good party (and maybe plan an evening activity for the night before…

I kind of like holiday weekend wedding. It gives you a day to travel, a day for the wedding, and a day to travel back without having to take any vacation. On my mom's side of the family, three of the four cousins had Sunday weddings before a holiday (one Memorial Day, one Presidents' Day, one July 3rd). The fourth…

I would seriously disagree with #1 and #3.

And she would have been 17 with a chance at 5 Olympic golds had the US not boycotted the 1980 Olympics. Damn.

I know this thread is pretty much dead, but I had to add that, while I agree with the sentiment, the article completely ignores the rent factor: Basically, rents increase over time while your mortgage payment doesn't. I've crunched the numbers and found the following.

How about “We spoke to biochemists and scientists, and asked them how difficult it would be for someone to taint the sample. They said, if they were motivated, it would be extremely easy.”?

Except that the top of the website is the image at the top of this article and it links straight to the subscription page, not to anything explaining what's going on. He's intentionally trying deceive people. Stupid people, yes. But this dude's just shady.

Number of Atlantic cities in the Metropolitan Division: 6.