Hence Lisa’s use of the word might. Even if you can’t contribute the $19,500 max, always contribute the most you can. 

I did a CTRL + F to find Charmin Ultra Soft from Costco. Thumbs up!

I did a CTRL + F to find Charmin Ultra Soft from Costco. Thumbs up!

Or better yet - use Microsoft Rewards. Just do daily bing searches, and you’ll earn points to spend on Gold/Game Pass subscriptions, or gift cards. You can get more points by doing Xbox/PC quests, or buying movies/games, etc. Outside of the dollar to convert my subscription to GPU, I haven’t spent a cent on buying…

Actually, don’t send the money back. Always report it to Venmo! There’s a scam where someone can use a stolen CC to send funds

Or, hold off until Black Friday / Holiday sales. Last Black Friday, the Pixel 3/3XL were discounted by $400. Four hundred dollars!! That’s quite a bit considering they launched in Oct.

It’s pretty simple - don’t buy what you can’t afford, and pay off your credit cards in full every month. 

My utilization rate ranges between 1-3% and my score has been in between 809-815. It’s been this way for 2 or maybe 3 years. The factor that’s hurting me is the aaoc (average age of credit) - my oldest account is 14 years

Regardless of if they require a CC or not, why wouldn’t you regularly check your credit card statement? 

I’ve been saying this for a while. OneNote is the BEST Microsoft product in the last 2 decades. It has the best note taking experience, especially when paired with Surface products. It also integrates with other Office products, like Outlook (for creating tasks, sharing meeting notes, etc.)

Thanks for the tldr/SYAC. Not a huge fan of these clickbaity videos.

Thanks for the tldr/SYAC. Not a huge fan of these clickbaity videos.

Thanks for the tldr/SYAC. Not a huge fan of these clickbaity videos.

In the enterprise world, we have found issues with these updates on some test servers. Microsoft is aware of these issues...so be careful with being first.

Even when you choose to consolidate orders into one shipment, Amazon (and other retailers) don’t always respect this. I’ve had instances where I’ve had two Amazon items arrive on the same day in different packages, even though I asked for one shipment. It could be that the items are coming from different warehouses. 

30W charger is more versatile than 18W, as 30W would be great for tablets, or laptops such as Macbook, Macbook Air, Surface Go, etc.

30W charger is more versatile than 18W, as 30W would be great for tablets, or laptops such as Macbook, Macbook Air,…

I was looking for this in the comments. I’ve been using something similar that I got on Amazon a few years ago for a couple of bucks. It’s great!

I am a big fan of tracking every single purchase in Excel. It’s a bit painful, but I have a spreadsheet that I have customized with charts, pivot tables, etc. Bonus: I learned how to do certain things in Excel (not just your simple calculation, charts)

Too many typing classes (one in 4th grade, then 6th grade, and then again in 8th grade). At least I can type 90-100 wpm, so that’s nice I guess. 

Seriously, for what we get charged for these plans, they should provide this service FREE. 

There are plenty of conversations on reddit, and other finance related blogs. Unfortunately there don’t seem to be many data points, and people’s experience. The theory that I’m seeing is yes, it will cancel your card.