I believe some policies do have language about certain panel types (like Zinsco) that have a tendency to start fires.

Maybe this is a semantics issue, but I don’t see investments as passive income. Especially in the way you describe. That investment is worth much less if drawn upon, which means the income/increase is untouchable for a significant amount of time. Retirement is that way on purpose and is really only passive income once…

It’s 5-day/250 miles and it only applies to pre-owned vehicles. It also looks like there are some restrictions (they don’t detail those on their website) and a transfer fee.

If I remember correctly, a dealership I’ve used in California had a return policy purchase option. It was pretty pricey (something like $500-$1000 for 3 days), but it may be worth looking into that type of option if you really feel it necessary.

I’d add what percentage of a professor’s time/effort is dedicated to research. When I was in college one of the more favored professors in the engineering department was not tenured and the rumor was that he didn’t do enough research (i.e. he wasn’t bringing in enough grant money). A professor dedicated to research…

I would add rental cars, as this is a fairly common necessity and if they are all like Enterprise it’s almost in the “it’s not worth it” category.

It’s all in comfort level I guess, but I wouldn’t personally recommend anyone DIY smooth a wall that they care about. Removing texture is likely going to show how terrible the drywall job was (which will be more work to fix), and smooth coating is going to be a difficult and time-consuming process (one DIY youtuber…

I’d love to know the actual physics reason, but I wasn’t able to find a quick answer. It seems to be something to do with the polarization of light used by screens and manufactures prioritizing side to side viewing over up/down. Older LCDs were worse in this fashion, but my computer monitor seems to have decent color…

I’d recommend using energy sage to get at least a cursory view of costs. It’s free and after you put in your info you get a handful of quotes from installers based on the info you put in. It’s great for comparing against the offers of door to door salesman.

That is highly dependent on where you live though, which is one of the unavoidable issues with these types of programs. Anything federal like this will feel like too much in some places and not enough in others. Much of the bay area in California has a poverty line that’s pretty close to $125k/year or higher, so $90k…

You can also use something like OneNote or apple notes and attach the images directly to that. On the iPhone, both apps offer the ability to import directly from the camera.

Last year our younger son was in private preschool and that’s what they did. We did not have much issue with first day drop off because there was not really any time for him to think about it (they pulled him out of the car for us as soon as we drove up). This year we’re in public TK which has walk up drop off and…

I’ll add one thing for those kids that lose it despite any prep. Once you’ve handed them off, walk away. As hard as it will be to hear your kid scream or whatever they do, you being there is not helping and most likely hindering their teacher’s ability to calm them down. Unless there are extenuating circumstances,…

I’m a little confused by the garnish one. It gets put into a glass that you drink from. Wouldn’t you be at risk just using that glass (from the glass itself, the liquid that has now touched the garnish or from the garnish touching your lips when you take a drink)? If the drink itself is sufficient to kill any…

I’d add to oversized your wall anchors or use studs for towel bars. Wet towels are heavy and people (especially kids) are not careful about not hanging on them.

Secondary note on PMI, if you go the FHA route, you now have to refinance out of the FHA loan to get rid of PMI, regardless of your equity. In the past, you had to own your home a certain amount of time and PMI would drop off if you had paid down enough of the loan or you have your home re-appraised (and the value…

This looks good and right before lunch...

You forgot “pacific” instead of “specific.” We have a director at my company who uses that and it’s surprisingly annoying.

Depending on the time and location, wet nurses would have been an option to some as well, for people living in some small tight knit communities and for the wealthy at least.

Something about that comment doesn’t add up.