Can’t say this often enough....

Years back I followed this advice (especially for a corporate setting:)

USA:

(I know I’m a little late to the game, but alas...)

Nicole - this needs clarification. Starting at age 65, you can take penalty-free distributions for any reason. However, to be tax-free, withdrawals must be for qualified medical expenses.

How is it possible that this topic is still associated with “belief” and “politics”?
Neither of them has fundamentally anything to do with it.
I can “believe” that the earth is round or that our planet is the center of the universe, but the scientific facts, proven over and over by scientists around the world (and not…

Haha! My thought exactly. My reply just was more along the line of “bear” and “woods.”

While you’re on it - many countries also require a certain amount of blank pages in a passport. This can vary from 0-2 and up to 6 (Namibia.) Not sure why they need an half empty passport, but oh well...

Winner.

Little bit late to the game, but if you a Moose comes towards you with ears flat - you run. And as fast as possible. You are the predator, not the other way around.

Nerd alert: Isn’t it Ctrl+D? B opens the bookmarks.

Quick add: The vesting part affects only the employer portion, not the total amount. So your example would be correct if those $100,000 were the amount the employer added to your investment. What you put in will always be yours.

That question will always be valid, no matter if the market is up or down. What you are debating is market timing (or “Dollar-Cost-Averaging”.) Look at the development of the Dow Jones Index over a long period of time (like maybe 30 years ;) and tell me where it tanked badly for a long amount of time.

We use Skype for Business a lot and conferences with Desktop sharing are a great feature. Two reasons what makes Skype pretty unusable are:

Any advice on running when it gets really cold - I mean sub zero?

Cool. Thanks!

From the article: “(...) obviates the need to glance over your shoulder to safely change lane (...)“

“(...) we’re all programmed to focus on our immediate need.”

Had to clean up the computer of a friends mom a while back. She had already paid 120$ to those scams, but got it back after she submitted my report. All kinds of spyware and remote software. Took me good two hours to clean that up.

Best way to feed a cat is to get a dog.