Just don’t buy new. I looked at several examples of 2017s and they were lucky to be selling at 65% of base model MSRP new and trucks have added appeal now to the bug-out crowd. I was surprised to see luxury-car level deprecation. Maybe you got a steal on a used ride supporting your numbers, so well played.

People are missing the point. If you know what GAP insurance is and you know how to weigh investment potential vs. paying off debt then you’re probably not going to have a bad experience financing a 0% interest KIA with three months of deferred payments.

Remove $10k from your formula, add in the desire to switch cars every 2-3 years and you have a more applicable equation to the masses.

Adding driving observations to this article is interesting because these are just going to sit in some well-appointed garage tethered via a trickle charger their entire existence.

Perennial COVID-19 is normal going forward. 

416 deaths from police chases gone wrong.

If a dealership sales person is ignoring you after you inquire about a product the problem is clearly you. 

Nothing interesting about this car. Headlamps date it and the side profile and silhouette shout drab economy car.

First time in my life I’ve ever had to research protocol for waxing too frequently. 

My grandparents had a ‘91. The most comfortable car I’ve ever been in. No “sport” pretenses like new luxury cars. Cadillac should get back to this like Lincoln is doing.

A zero-interest loan is negative interest in any economic environment due to inflation and in the pending economic environment that’s a pretty inviting negative interest rate.

...but somebody explain auto-close trunk lids to me...

Toyota pulled their licensing because it became abundantly clear via video games that you don’t buy a (modern) Toyota for performance. Not certain this cost them sales, but I am certain they yanked the licensing. 

If I had a time machine I’d NP the original seller’s listing. New one is an obvious CP.

A counter point on the car note is that with all the debt the government is racking up we’re probably looking at a 4%+ inflation rate, so if you get approved for a loan with interest under that it’s technically interest free.

2019 with 45k? Is this not a red flag to people alone ignoring the fact that a car barely a year old was sold/traded in/repossessed?

My financial advisor preached the same thing. 6 - 8% return on your mutual funds > 3.5% interest rate. Stupid simple, right?

If I take out a 360-month car loan I wonder if I could escrow my insurance and registration?

Same reason Jeep sales are doing okay right now - a great bug out tool.

At this point, the measures are all about doing the greatest good, for the greatest many, over an extended period of time.