My sister still refers to a certain level of inebriation as “Rock Of Love Drunk”

I’d argue your model of not overextending yourself for consumables like a car is the right way to go. The fact you could take such a huge pay-cut and still do all right suggests you’ve made good decisions with your life.   Most people are so over-extended, they have no choice but to live miserably so they can service…

Jesus, why would anyone take 84 months at 5.9% if you can do 72 months at 1.9%. It’s basically the same payment except you finish a year earlier and save ~$4000 of interest!

The person interested in a Jeep Cherokee that is wary as hell of FCA “quality”.

If the higher rate loan is cheaper overall with incentives than the manufacturer subsidized loan by a decent amount, it does qualify as “killer”.

Does it come with a snorkel?  Because you will be permanently under water.

I can get sub 2% from my credit union all day long for a 36-60 mo note. Given most US manufacturers like to play the “incentives OR cheap financing” game, it would often come out better to use the CU’s money. But ultimately, you have to run the numbers and see what is cheapest overall if you care about bottom line…

As soon as I pay off my Rent-A-Center TV, I’m getting a Bronco Sport!

If you need a 7 year loan to handle a $28,000 car maybe you should rethink your priorities.

This is right. Why?

I think with a reliable second car and access to adequate non-car transportation the first guy should go for the classic.

TIL about Forest Service Green, and it is awesome!

The explorer is a fucking cop car. I'm not driving a cop car.

You saw 3 Nick Cage's ?

Alternately, you’re spending $40-50k. Shouldn’t you actually get what you want?

Neutral: like most CEOs, I would go golf, fire a few people, then retire and collect my stock options and pension.

Found the bootlick.

Better than William Bryan’s attorney in the shooting death of Ahmaud Arbery. On live TV, he straight up called his client a stupid blue collar worker too dumb to be asked comprehensive questions.  

That tired old chestnut. “I feared for my life.” If you’re a cop, unarmed black men are scarier than armed white men actively shooting people.

“I didn’t care what their motivation was. I was frightened, I was assaulted, I was in imminent fear that they would run me over, kill me, burn my house.”