This is where too many people screw up, they don’t sit down and do the math. A high deductible plan can be good if you don’t use a lot of insurance or if you use a lot of it. Obviously if you don’t use much, you get lower premiums and save money there and you don’t pay out a lot since you don’t go to the doctor much.…

The best thing you can do it build your HSA. I realize not everyone can do this, but my goal over the last few years has been to slowly build it to the point I have 2 years worth of max out of pockets in it. That way, if anything terrible happens to me in December, I have enough in there to cover my max out of pocket…

I remember reading an article that claimed the whole reason for the placebo pills was to get it past people’s partners and the church. If women still had periods, it would be more “normal” and other people wouldn’t notice the difference. They could also take it without their partner knowing or the church (which was…

So it is okay to make him feel awkward to avoid someone else potentially feeling awkward? He isn’t going to be standing next to them at the urinal and if you are using it correctly, there isn’t much to see if you aren’t standing next to them. And if they are really that worried, they could use the stall instead of the…

And what exactly were the parents complaining about? I can at least see where people are coming from when they worry about men dressing up as women and sneaking into women’s room (I think their concerns are full of crap and misguided, but I can at least see why someone who believes that is a possibility would be…

I remember thinking this last night when the announcers said something about Brady “talking to his owner”. No, the team owner is not the owner of the players. We would accept this for any other type of company. If I walked into work and someone said “you need to go talk to your owner” I would quickly correct them (as…

I’ve never understood this. I completely understand people not caring about the Superbowl, but only wanting to see the ads? Why would you purposely seek out a bunch of advertising to watch? Yes, the ads in the SB are generally better than your regular ads, but they are still ads. It would be like going to a website…

In Indiana, an ominous bill would give “all available law enforcement officers” permission to “use any means necessary” to remove “persons obstructing vehicular traffic.”

No one is saying it is going to be a deal breaker a large amount of people. But still, the people getting FHA loans are generally the ones who can use an extra $500 a year and would probably put it back into the economy, thus helping everyone.

There is no such thing as Chicago pizza. That’s just a casserole.

As a fellow Ohioan, I can say it is your company, not the state. My company has a standard 401k as the only option. I think it is becoming more common for companies to offer Roth 401ks, but it is still not widely offered.

I fully support the idea that not every officer is bad. There are plenty of good officers out there trying to do their best to make things better. But while every officer may not be bad or corrupt, it is still possible for an entire department to be bad and corrupt and this shows that well.

How do you find a reputable company for gas/electric supplier? I just moved and am looking to change out my company for gas supplier to something hopefully cheaper. I did some research and found some companies but every one I actually googled had all kinds of horror stories about them overcharging people, sending…

This is exactly how it should be handled. If people are expected to be available off hours (especially on a regular basis) they should be compensated for it. Unless they are upfront and tell you when you are hired that there is X number of off hours/on call time expected, you are agreeing to work basically normal…

The people that decided that it was “medically necessary” would be her doctors. Those are the people that should decide if something is medically needed, not the prison system. I’m curious where you draw the line on what an inmate deserves? Do they deserve cancer treatment? What about ongoing medication for mental…

The difference being that your iPhone will not completely die in a year. For $25 I expect something that will last more than a single year of use. Plus, it just adds to the amount of crap that gets thrown away instead of making something that can be reused. I would pay $30 or $40 if I knew they could be recharged and…

The difference being that your iPhone will not completely die in a year. For $25 I expect something that will last…

But do you really think IMDB is where the ageism comes from? There is plenty of ageism, but I can’t see anyone in Hollywood going “How old is she? Let’s check IMDB. Oh wait, she’s way too old for the part.” Hollywood knows around how old people are or they make the decision based on how old they look. No one is…

I refer to those as “longs”.

I’ll admit that I am one of the people that think Chip Kelley can be a good coach. He did good in Philly until he was given too much power. I want to make it clear he should only ever be a coach and have no real say in picking his players because that was awful. With the 49s, he never had any chance. They were barely…

Technically he is correct. You will notice nowhere in his statement does he say the word “well”. He can play. He found a team in the Browns desperate enough to pay him to play football. So he can play, just not well.