You have that all wrong.

Can the movie poster please also feature the cast walking arm-in-arm, laughing while all looking in different directions?

Wasn't that already a movie called "Horrible Bosses" starring Jennifer Aniston?

You can't expect men to be upset and spell correctly. It's a lot to ask.

I am sure many women find Lark Croft to be a very empowering figure yes thank you you are good at words.

This is probably true in most cases, but my brother's dog just had her leg amputated and is going in for doggie chemo based on her bone cancer. Add the two knee surgeries (second one was on insurance) and he has saved a huge amount of money. As gut wrenching as it would be, I would have been tempted to put her down…

Of course, if you're paying premiums on both... assuming they were the same cost (I know, not a great assumption) you'd be about even between the two animals (given it's "more than twice" for the cat bills). I'll agree, maybe in the cat's case, you are "ahead" by a bit, but I imagine in the long run, you are still…

@Basho Matsuo: That seems understandable to me. Vets have it really tough when it comes to recommending diagnostic tests and treatments for uninsured pets. They are aware of the ethical, emotional, and financial dilemmas that pet owners face when it comes to making difficult decisions about what tests and treatments…

It doesn't have to be a gamble, though. Take all that money you're giving to the insurance guys each month and put it into an interest bearing savings account. Let it make money while you don't need it and then when something does happen, you have the funds to cover it. If nothing happens, you'll have a big head start…

Do you feel it is kinda sick to have insurance for lifeless objects like your house or your car when so many people don't have houses, cars, or insurance?

They've been mentioned in the comments for their lack-of-wanting-to-pay.

Except the pet insurance won't cover a lot of those hereditary conditions that a purebred is subject to. Better off with a nice, genetically sound mutt.

Pet insurance also becomes unrealistic if you want to cover multiple pets. I used the PetPlan calculator to estimate costs for insuring our three cats (who are a range of ages) and it was impossible to justify the cost. Insuring just our oldest cat, who is the most likely to have significant health problems, would…

Lets see @ 11.45 a month X 12 months X 16 years thats $2198.40 and then in the last year you would have to deal with that $1000 deductible so $3198.40 over 16 years for you cat in order to save $500 of that last years medical bills. Sounds like your savings account system is teh way to go.

So, you paid for 3 vet visits out of pocket for the puppy, and then got insurance, and haven't used it since. From a purely financial standpoint, it's a waste of money. Don't get me wrong, "peace of mind" has a value to you... and that's fine... but you're probably better off simply putting that money aside instead of…

Exactly. By definition, insurance can't work to everyone's benefit, otherwise the insurance company would be losing money. It's a business, after all, so if they want to make money it WILL come from the consumers in the long run.

just take my advice and DON'T get ASPCA Pet Insurance. Had to fight with them on every single bill while my parent's VPI covered everything they had to get done for their dogs. They even called getting our dog's cut paw treated "unnecessary" and didn't cover it... Just switched to VPI, so far so good.

CareCredit is another alternative. My dog had surgery, and even though we could afford it we opted to use CareCredit since it was 0% 6-month financing, then just paid it off at the 6th month.

"Even if your pet does have a major surgery, say $4,000 once in its lifetime, you will still be breaking even in a best case scenario. Pet insurance is geared more toward people who don't want to set up a separate fund to cover health costs, or who want the peace of mind that comes from insurance."