Judging from the picture, I can afford it by becoming Batman? 

Because depreciation is the real cost, and if you can’t afford that, you shouldnt buy the car even at a 0% rate. Loans only help you pay for things, not afford them.

Used car market prices are high? There are some exceptions, but depreciation is very healthy.

If your job is essential, we are all grateful for your continued work in keeping society going.

I have to disagree. The physics in MW1 was about the worst in any NFS game, and that Youtube video captures it perfectly. The game was clunky, took zero skill to play, and all the cars that I got to (about half of em) all drove about the same except in straight-line speed. The chases and music were good, though.

Good point, fair enough. Twigby is $9 for 300 minutes and unlimited texts.

Yeah, plus every business wants to call themselves essential, and every employee is also essential. Lots of companies are doing nothing different. I’ve been working from home for 3 weeks and I’ve repeatedly gotten close to yelling at people on the phone “why are you still going to the office!?”

You’re spending more time obtaining than fixing and selling, so you might as well just become that guy where the government has to step in and force you to get rid of them.

Repos are probably spiking already. Banks who aren’t large enough to care about their image are about to do some shady shit.

Xfinity Mobile has a plan with unlimited talk and text and 1GB of data for $12/mo. And the quality of connection is much better. A 30 min talk plan would be worth between free and $5/mo.

It ends 2 weeks after everyone wants to get serious about stopping the spread of disease. That clock hasn’t started yet, and Elon is one of the people who keep it from doing so.

Who approves of this alphabet soup? GRMN was bad enough, and now they’re putting GR before and after the model name, and using both GR-Sport and GR-S?

Yeah, I’d agree political maneuvering is at play, but the context of an unprecedented drop in demand has to be considered. Keep in mind this isn’t good for either Russia or Saudi Arabia in the short-term. They might have some low break-even prices, but they are giving up a lot of profits. They wouldn’t do that without…

You’re making more sense now. Let’s make some things clear: 

Your original point was regarding down payment. I said down payment and being upside-down are irrelevant, citing an admittedly special case where one might want to maximize negative equity. No one has said interest rate is irrelevant (other than the people out there borrowing at 6+%). I used an apples-to-apples…

Which gen was yours? I’ve driven a couple Si recently, and I was a bit disappointed by them.

I didn’t mean 100% out of business, just generally some of the companies. Texas Shale was severely hurt 5 years ago when Saudi pulled this crap, and this time will be much worse. Companies were saddled with too much debt even at $50/bbl, so they don’t have any time to bide. If/when they go under, the production rebound…

You need to check your math. You might be including the down payment itself as part of the difference. 10% down on a $34k purchase over 6 years at 5.8% yields $5,706 in interest payments. At 20% down, the interest payments are $5,072. That’s a $634 difference over 6 years, or $106 per year.

Okay, samantics. They are attempting to put American oil companies out of business and scare off investment in the industry in general. The Saudis did this 5 years ago, just without a pandemic drying up demand. 

Presumably unlike you, I actually work in the oil industry. And like you, I happen to think the fuel tax needs an update. But please continue being an adversarial asshole. It's the Internet, after all.