If you are really worried about this, I suggest looking at leasing. Most manufactures that offer leasing have their own GAP insurance built in. As others have mentioned, GAP is usually only good for the first 4-5 years of the loan and only covers the vehicles depreciation loss. After the Lease is done you can…

There is a reason why the majority of luxury cars are leased. Not because the buyers can’t afford it, but because it is actually a smarter way to invest your money. Paying cash or getting a loan means you take all of the risk of how that care will depreciate. With a lease, all the risk is in the hands of the lender.

Why shouldn’t it decide for you? Who’s to say that if you were in control of the vehicle in that same scenario, you wouldn’t have swerve out of the way out of pure instinct?

This whole document is hilarious. It’s riddled with so any witty comments. My favorite so far has to be, “The parties disagree over what to call this auto tinkerer’s Taj Mahal.” and obviously the Simpson’s quote.

I’ve worked in the past at the Canadian head office for Honda. There was no separate parking lot for competitor brands. They did provide closer parking for associates who carpooled together or had hybrid/electric vehicles. Even the president didn’t have a reserved parking.