That's the same car they showed at SEMA—where they announced the new global spec Miata series.

As well as the RX-8. Both have the center tach with digital speedo.

The CX-3 may sell in 6-like levels, but I don't see it ever reaching 3 or CX-5 levels—at least in the US. I could see the CX-3 being a top seller in Latin America or Europe.

Don't be afraid to say "No" and walk away. If you can't do that, you will be forced to settle for whatever they decide to offer.

Thinking of the "buying too much house" topic—your primary residence is NOT an investment. If you own other properties, they may be investments (e.g., rentals to produce income), but your primary residence is shelter.

Enthusiasts make up such a small portion of the market that pissing them off has little to no negative effect.

What if the Tesla Model 3 is front wheel drive?

The new CX-9 is in the works, and it appears that it will get a brand new turbo-4. To spread out the development costs for that engine, it is expected to also be used in a Speed3. The target date for both of those is expected to be 2017.

The spy photos of the next CX-5 seem to show only subtle changes on the outside. I expect the biggest change will be to the new infotainment system, and that is a welcome improvement.

Not really. "Human psychology" has an irrational sense of loss, especially of something you think you have, even if it never existed. Paper gains on investments is one example. More to the point, what's in your paycheck is another.

Except of course, if you are like most Americans, you have accumulated too many Calories for your body to use to keep you alive. In that case, extra Calories indeed are bad for you, and it can be hard for many to find ways to get rid of them.

No Porsche, but I didn't need to finance my last two car purchases, so there's that.

Not bad, but not great.

That creates a different spending problem, which is feeling it is okay to start spending again once you have employment.

I agree. The intent of those services provided for with those fees can often be achieved through a free service. Linking savings to a checking acct is one example, as are low-balance warnings or simply setting up a debit card to be rejected if there are insufficient funds.

Of course I'm agreeing with & endorsing what you wrote.

Using formulas for interest & monthly payments are great, but there's no substitute for real amortization tables. In reality, people aren't going to pay the same amount every single month to their loans, and no formula or calculator will do what a spreadsheet can for a quick view of the effects.

I could do a whole book worth of tips for using Excel for personal finance.

It's important to keep tabs on your credit score.

Cd is a constant for any specific vehicle. V (velocity) is a squared, causing the overall drag to climb exponentially at higher speeds.