i agree with the other EMS commenter — the last place EMTs will look is in your phone. also, frequently phones are password protected or worse, destroyed/lost in event of an accident (such as a car accident). we're not going to run around looking for your phone when you're injured, nor are we going to scroll through…

the bailey's irish cream recipe is amazing. we're broke college students and threw a little shindig over the holidays with the fake baileys and it was very much a hit. probably saved me over 100 bucks over the course of this semester alone (i love my bailey's)

my favorite date that my college boyfriend would take me on would be hands down, brunch at a greasy spoon diner every sunday. the diner was called tiffany's. he would, quite adorably, refer to it as "breakfast at tiffany's". food: disgusting. gesture: totally worth it.

get small safety pins. make sure the gap is smaller than the ear bud. open pin, place headphone wire between two sides of the pin. pin the pin to your shirt near the collar. close pin with wire inside. voila, 2 cents later. bonus is your can pin the headphones anywhere your can put a pin, not just around your neck.

your insurance company and/or agent is generally more than happy to store all of this information for you — in paper and digital forms with the rest of your records/contracts.

the best "child management" trick, esp. around this time of year?

send out a preemptive "holiday email" to the card givers complete with a picture and a holiday card-esque message wishing everyone happy holidays/new year/snow/winter/whatever. below the message, explain that you would like to not receive any holiday-related cards this year. however, if someone would still like to…

hey, this totally boosted my productivity at work...

tofurky is probably one of the nastiest things I have ever had to eat, thanks to a grandmother who insisted "even the vegetarian has to ear turkey!"

also, if your debit card/checks are stolen, you can have a balance hold placed on the account, whereby the account is still open, but the balance appears to be $0.00 to anyone besides a bank employee. during a transaction, the person using the debit card/checks will get an "insufficient funds" notice rather than an…

ALWAYS ALWAYS call the police if you think an intruder is/was in your car, apartment, etc. seriously, it seems like common sense but... a friend of mine came home to find her apartment door kicked in and went inside to survey the damage. she ended up with her head partially kicked in. waiting ~3 minutes won't make…

prep books and materials are usually avaliable from your college/local library for the modest cost of free. they may be a little out of date ('04, '05 edition) but honestly... math doesn't change THAT much, nor does the format of the exam. exceptions to this rule would be the computerized MCAT and new SAT. a friend of…

the "I'm spending the night in the library writing this paper" essentials:

khamel, I'm getting my BS in systems engineering and finance. The offers I've gotten so far are around 75k base; median bonus is around 80k for ibanking/analyst positions.

going to community college may seem a well and good way to save (in my case) 80k/yr in tuition, housing, etc. however, you end up lost in the dust if you transfer from say, community college to a top-tier school. I attended community college for two years because a university wasn't an option logistically at the…

oh, also, I strongly suggest making copies of receipts/warrenties, serial numbers and photographs of anything you get worth stealing. ie don't keep the receipt for your coffemaker, but do keep one for your computer. not only does this help your insurance company asses what exactly you owned and what it was worth, it…

I still legally reside with my parents although my actual address is across the country. Their homeowners "blankets" my apartment. I'm not sure if it's a specific clause of their policy, but it was pretty sweet to have that coverage when my apartment got broken into this summer.

alternatively for college students, departments (or even schools) offer limited hours of free individual tutoring. through my (engineering) school, I can get 4hrs/wk free tutoring in any engineering-related course ie math and science.