Sometimes you can dispute it til they finally give up and just erase it too!

You’re sooo right. One such agency tried to file a judgment on my mom for an account she never had or opened. I think they were hoping she would just panic and settle, but my dad’s best friend is an attorney. He sent a certified letter requesting information, and they IMMEDIATELY stopped their efforts. They’re…

Do pay-to-delete letters ever work? Where you offer to settle with a creditor once your debt is sold in exchange for them erasing the negative mark?

I’m 27 and I get called a little girl or girl all the time. I think its a country thing, and also because I’m petite and baby-faced.

yessssss! That’s crazy you knew that!

This isn’t necessarily supernatural, but still real creepy. When I lived in Southern Ohio, the town I lived in was really, really hilly, and mostly pedestrian. It also has a history of occult activity going back centuries, which is interesting although not really relevant to this story. Anyway, because this town is so…

Okay, I hate talking about this experience because I sound nutso, but I’ve seen little people too, in the woods of Appalachian Ohio. This town had hidden, wooden staircases in the woods, connecting low-lying parts of the town to hillier ones. I lived on top of a hill, so I had to take the stairs approximately 3 times…