When the means aren’t enough to live it’s hard to live within the means.

They make an exorbitant amount of money on fees. I just would rather side with people over a bank. http://money.cnn.com/2016/01/14/inv…

Exactly. Like millions of people. There also aren’t 2 jobs for every person willing to work 2 of them. It’s a nice thought, and certainly admirable for those who do so, but not everybody is able.

El. Oh. El. (for old time sake)

You didn’t read the initial story properly. You’re not a good reader. “Due to a keying error by BofA...”. I’m actually quite perceptive. Had I not noticed and been able to pinpoint the root cause of the error and assist the bank in realizing their mishap, I might have been forced to pay the fee. So I’m actually quite…

Please stop thinking you’re so extremely talented and aren’t poor because you’re so good at capitalizing on opportunities and boot straps and shit.

I appreciate your assumption that I’m a bitter poor person and not a highly educated financial professional who calls bullshit on exorbitant fees that serve no purpose but to exploit a subset of customers.

Every bank has maintenance fees and overdraft fees. Both of which are at insanely high margins (thousands of %) and exist everywhere. So what you must realize is that those who are most at risk of being hurt by these fees are also the least capable of fighting back against them to shift the market and influence…

Do you “pray for people” a lot? I disallow you to selfishly say you feel sorry for poor people with zero care for reconciling action to improve their livlihoods. You’re just mean and have no concept of the difficulties of being poor. “Beyond their means” is an issue plaguing the rich and upper middle class. Poor…

This issue that I described was in the process of closing a business account. Side note: to close a business account, they offer to write a check for the account balance out to the business. Well if that’s the only bank account that said business has, I have no place to deposit that check as I’m closing that account.…

Bless you Yacht Club Man/Woman/Space person. Bless your little naive heart that lacks perspective of the millions of families who struggle with paying for niceties that those of even slightly greater wealth never have to pay for all because of a couple dollars here and there. I for one always prefer to support the…

You sure you’re using venmo properly?

Ahhhhhh the charge was like $400.70 and the overdraft-ness was $0.63. Not illegal then, just asinine.

Bingo. Nice point!

EL. OH. EL.

So my $35 fee on a $0.63 overdraft was illegal?

Or, and hang with me here, it’s the fact that they’re everywhere and market like crazy how great they are. Those marketing millions serve a purpose.

Exactly. Western Union still charges $10 for a money transfer that every day people do for free on Venmo cause they can afford an iphone. Access to and basic education about financial services is severely lacking.

Yeaaaaaaaaaa but there’s no chance in fuck that it costs anywhere near $14 per month to “maintain” my account.

RE: Publicly funded stadiums