I just did this! I was five years into my current mortgage at 4% interest and decided to investigate refinancing. I checked 15, 20, 25, and 30 year refinance options. The 25/30 could get me a 3.25% interest rate, the 20-year was 3%, and a 15-year was 2.75%. I went with the 20-year, which is cutting five years off my…

I teach group fitness as a side gig (and was an avid powerlifter until, you know, March), but I have zero desire to get back into a gym again. I teach for a university campus rec and I’m lucky that they’ve permanently incorporated virtual fitness into the schedule, so that’s what I’m doing currently. It’s a bummer not…

Same, and what’s funny is I honestly can’t remember if I asked my mom to buy me tampons, or if she just noticed I was stealing them and bought more. But I was a gymnast/cheerleader and began menstruating in the 5th grade. Before that year was up, I was all tampons, all the way. I can remember my friends being grossed…

The bugs and resulting bug bites have been particularly bad where I live this year. I thought it was just me, but most of my friends have talked about getting a ton of bug bites. Of course it could just be because we’re probably outside a lot more?

It was for me! haha

I used up much of my recent zucchini haul conducting very important muffin science: which sweetener/nut combo tastes the best?

This also happens with my friend John. Literally anytime he calls a company to inquire about lowering rates or pricing, they just give it to him. He’ll literally just say, “Yeah, I’m calling to see if I could get my bill lowered.” And they just say yes and take off like $10-20! But every time I call about the same…

Phase 1 and 2 are performed on lab mice, which leads to Phase 3, or human testing.

I recently hosted my sister’s family at my house for my niece’s birthday. She wanted to just do takeout and said she’d pay for it, which was fine with me. I then had to research every restaurant in this area for ideas and send her menus with prices, since she’s apparently incapable of doing it herself. I reiterated…

I think like Srama described, practice your hip hinging movements. That is, keeping a flat back while tipping forward from the hips. Bend your knees some to take tension out of the hamstrings. This is the basic position, but you can put your hands on a table/flat surface for support and to practice “pushing” your…

I’ve actually been doing way less of this these days, because working from home has freed up so many more hours in my day (no getting ready, no commuting, and I can do some minor meal prep throughout the day so it doesn’t take as long to prepare dinner). I used to get in bed after a long day of work plus teaching…

4. Hear me out! Pro-tip: after cleaning your glasses, dry them. Then take a drop (JUST A DROP! DON’T USE A HANDFUL!!!!) of soap, of any kind, then gently buff them into the lenses. I got this information from the nurse who tested me; I noticed that she was wearing the same face-shield we were issued. I asked her how…

So I’m sure I’ll end up watching this, because I’ve been automatically upgraded to HBO Max so I’m not paying any extra for it. But is this really something that’s going to sell the HBO Max subscription to a ton of people? I say this as someone who generally loves comic book-based movies and has watched tons of crap…

I think ‘Source Code’ kiiiiind of hits on this premise with its simulation of a bombing & the pilot who keeps reliving it to figure out who the bomber is. But then it gets way weirder than that, lol. 

This sounds like how I finally worked out a budget. All these rules about spending XX% on whatever stressed me out. So I finally just made a big spreadsheet of my monthly expenses and looked at what was left. It helped me get a handle on how much to spend, and it also helped me figure out what expenses I could drop…

Growing up, all vegetables served in our household were boiled to death. Canned corn, boiled. Canned peas, boiled. Broccoli, “steamed” with way too much water and basically boiled. I thought vegetables were disgusting.

I have a mid-2010 Macbook Pro that I kind of gave up on a few years back because the battery was shot and it was pretty sluggish (I got a new laptop through work, so I basically just used that for everything). Then I got a wild hair last summer and decided to fix it up. I’m not even super techy, but I managed to…

This has made me realize how much I like working from home. I’ve worked from home before, but usually just a day or so periodically so I could get certain projects done without being bothered, and I usually just took my laptop to the couch (mistake). When I knew I was going full-time at home, I got my office…

100% this. I work on a college campus so it’s pretty easy to get your steps in when you have to walk to different buildings for meetings. Plus, I’ve always made it a point to get outside and take a walk at work, usually at lunch and/or afternoon break.

Co-signed, a PR person who works with scientists.