It’s not really about renting vs owning. The key is controlling and ultimately minimizing your housing expenses. Housing is an expense; a liability. Regardless of whether you rent or own it takes money out of your wallet rather than putting it in. From a financial perspective the option that frees up the most money to…

Is there any room for the possibility that people are figuring out homeownership is a giant money pit, that one’s primary residence is not an investment, and that the associated lack of mobility and flexibility isn’t a financial plus? Anyone? Bueller?

Let’s say you park your car on a hill. You get out and suddenly your car starts rolling backwards because you’ve forgotten to use your parking brake. I sprint from where I am to try and help you. We somehow manage to get your car stopped safely.

“So you’re moaning that I am not taking on the role you wanted? Tough shit.”

The percentage of itemized tax returns falls off precipitously once the return’s AGI drops below six figures.

“The left whines”

True free market capitalism (what you’re describing) only exists in books. The fact that the status quo is what it is and it’s so pervasive among modern post-industrial economies provides pretty significant evidence of the fact that most people’s hardline economic principles tend to disappear in the face of potential …

Who takes the hit if GM is allowed to fail and everyone within its blast radius gets nailed? Oh that’s right ultimately it’s tax payers. The governments bought jobs because that was likely the least expensive option on the table.

The bailouts were nothing more than a relatively cheap solution to the potential/sudden devastation of a sector and the resulting unemployment. The ad portrays it as something else and that’s misleading at best. Tax payers didn’t provide that liquidity out of the goodness of their own hearts. They did it (in some…

“But it’s not a lot different than California’s tax base subsidizing Alabama’s residents.”

“plus they’re no substitute for a defined benefit plan for most workers”

Can you point me to anything that says tax law changed in the middle of 2018?

You can lead a horse to water...

“not having a ton/anything left over for fun extra type shit or nothing left over to actually build a savings”

“Of course it can’t make it cheaper for every single individual in the nation, that is simply not how insurance works.”

Since everything is relative and people refuse to have an honest discussion I’m going to go live in Monaco so I can be poor too.

We do not know whether it would change because the bill’s creator omitted the part that would have provided that information to us.

TCJA was a federal level personal and corporate income tax cut. I’m not sure what social security, state, or local taxes have to do with it.

Your point?

It probably only works out for low wage employers. It’d be a huge win for businesses where healthcare costs account for a significant portion of the compensation equation. Even at $15/hour and ~31k/year the 7% payroll tax (~2k) is likely much, much, cheaper than needing to purchase healthcare coverage in the open…