same for me. first one done in 1992, second in 2002 - cadaver was the second one, and rehab was MUCH better. (I used a piece of my own hamstring tendon on the first knee - and rehabbing my hamstring was the worst part.)

the key - is no inflation. IF, and it’s a big one, we get both a bear market in stocks AND inflation (which causes a bear market in bonds), then pensions will be royally f&cked, regardless of whether they are indexed or paying Fidelity managers.
This is the real wrinkle no one pays attention to. The lack of inflation…

reverse ETF’s are totally different kettle of fish. Because most use derivatives, the reverse ETF’s have an implied decay, so that even if they get the direction right, they can still not work. They are only for day-trading - for accounts that aren’t allowed to short.

i disagree, fundamentally, on the overcrowding risk. Yes, too much money is invested in ETF’s (or it certainly will be at some point). And yes there is always “gap” risk, if everyone hits the SELL button at the same time (See August, 2015).
That said, if everyone is in it for the “long term”, whatever perturbations…

this - points to you - then watches as you drop the mic . .

nah, he was better than that - just look at his point totals - even a gunner on a terrible team doesn’t rack up those points without being very good.

the difference is - that in the US we still have Congress to act as a check on Presidential power. Esp if we use Bernie as the example, because he probably could have beaten Trump, but wouldn’t have been able to push through his aggressive socialist agenda, because a predominantly Conservative Congress would have…

whoa their pardner - you mean I gots to read the whole durn thing - can’t I just put the first sentence over a meme w HRC and welfare queen and call it a day ???

and that stopping benefits for urban brown people, will still allow said same benefits to keep accruing to them.

It’s one reason why I always come back to the more professionally managed ones - some on NPR, or some by comedians that know how to talk on stage without sounding stupid . . .

i know you’re kidding - but they will never vote democratic.

hey, and let’s take a page out of the Al Gore flop - she got hurt by the 3rd party candidate Jill Stein. If Stein had been hit by a truck in September, HRC would have gotten most if not all of those votes. She would have won Michigan and probably Wisconsin.

@Zaphod:

“Tom Brady’s humblebrags are an EXCLUSIVE, goddammit. “

he is a renowned golf cheater. his handicap though , at least in the last 5-10 years was 10-12, which isn’t bad for a guy in his 60's.
I know people that use to play occasionally with him . . .

I gave up after 3, because, like, they , like, talk, as if, they are, like, 14 year old, like girls, like . . . It drove me nuts !!
And they were never prepared - it always felt half-assed.

and you now what - Reagan’s success was at best 50% his responsibility !!
Carter set the table for him big time, between hiring Volcker, commissioning all of our nuclear power plants, allowing the oil & gas rig count to treble, getting Americans to save, not spend, not use their credit cards, turn down their…

This will sounds miserable - but I think you want a massive dumpster fire, that results in a soul crushing recession. Then maybe, just maybe, we can rebuild with sane policies. If The economy muddles along, dumb people will think it’s because of Trump policies. But if he starts a trade war w China, and we get…

And usually, the really rich people are smart - to an extent. They tend to be really smart ABOUT WHAT MADE THEM RICH, but little else. But dumb, poor people think they must be smart about EVERYTHING. They’re not.
And they’re social opinions about what works and doesn’t are usually steeped in whatever background they…

I agree. As a Boston fan, we’d never root for a NY team.
After 9/11, it was an incredible internal struggle for us, cuz we felt like we should root for the Yankees in the World Series. That was the ONLY situation where would even contemplate it.
The Donald is a joke.

nobody takes anything away from his receiving corps - it’s juts that Brady has now done this 5 times with 462,000 different offensive players helping him. Bradshaw had Franco Harris and Lynn Swan the whole time, and the same offensive line.