My father always thought he would die young because his parents did. He lived to be 79. Now, you need to see a financial adviser and get some advice on how best to manage this situation. Also remember — there is social security (and I really hope there always will be). Please — see a financial adviser. I know…

Oh, my g-d. You mother — I am sorry to say this, but she sounds like a monster! And she is wrong — you do NOT deserve to be homeless. She obviously was a sick, angry person and that is not your fault. She would have been that way to anyone — you were just unlucky enough to be there. Now, listen to me — you…

Hoarding money? What do you mean by that? Not everyone who makes money saves it, if that is what you mean. And "looting the economy"? Why do you think that people who make 200K are hoarding money or looting the economy? 200K is a good salary, but there is no reason to assume that anyone who makes that is a…

If you can buy long term disability insurance — BUY IT. You may not be able to with your health issues — or maybe you can — look into it. Can I ask you — did you mean to write 45? Why that age?

You are so not alone. I know someone with an apartment on Park Avenue and a house in the Hamptons, and she has the exact same fear. She always has. She didn't grow up poor, either. I have heard that this fear is tied to having parents you couldn't depend on emotionally. I am not sure about that, though.

Just fyi — when I light the Sabbath candles tomorrow, I am going to pray for you to know nothing but total security for the rest of your days.

Paleontology major. Cool. And she picked the right university. You tell her I wish her all the luck in the world — although it doesn't sound like this young lady needs luck!

Oh, I am not judging you — did I come off that way? Sorry — I did not mean to. It did, however, occur to me that she might have been testing the waters. I remember once, a long time ago, a teenager asked me if I was pregnant. I got very angry, thinking she was calling me fat. Someone else pointed out to me, "No,…

Wow! I wish you had a picture of that!

You are a genius and possibly a demi g-d. I have been really depressed reading this, but you have lifted my spirits with your humor. Thank you.

This has happened. I believe this happened to Bettie Page, actually, the pin-up model. It was a gang-rape situation — something like 7 guys, I think — and she said she had her period, so they made her give them oral sex instead. Awful, and the Bettie Page story is NOT the only time I have heard of something like…

Really? A professor I knew willed his papers, etc. there. Brilliant, brilliant man. They have an excellent mining department — what is your sister studying? Is she studying anthropology? I have only ever heard really good things about that school.

I always figure that any tattoo of Chinese symbols says, "You stupid American." That said, British David Beckham can get any tattoo his little ol' heart desires, yes he can!

Yes, for science. And education. But of course. And I would need to inspect him very closely. For education.

SeaAnemone, you are wise. Very wise. ;-)

A badass of the most wonderful variety? Honey — you need to write a book and that is its title!

There will be many people who are going to say your old man was wrong. I am not one of them.

I bring gluten-free soy sauce called tamari with me when I eat sushi. Just do that. Some places actually carry it — well, I came across that ONCE, but I DID come across it. You don't have to miss sushi any longer, you poor thing! Just get some yummy, gh tamari and you'll be fine.

Oh, well said, grouchymarx200! I like what you wrote!

If Miley Cyrus lost weight when she gave up gluten, she likely has a real problem with it. It was really affecting her. I dropped a bunch of weight effortlessly when I gave up gluten. I had no idea that would happen. In fact, when I first gave up gluten, I didn't even know I was doing it. I didn't know what…