They make money off the money you have in there. Simply putting your money in a checking account earns the bank money. Then you have to pay them on top of it?

Because they benefit from you putting your money in their bank. Its mutually beneficial and requires virtually no effort on their part to maintain.

It still amazes me that people do. I've never paid for a checking account during my lifetime. I had a local credit union ever since childhood but as I'm considering moving across the country in the next couple of years (and wanted more control over my account online) I switched to Schwab awhile back. I've been…

Banks make money by loaning your money to other people and collecting interest on that loan. Add to that all of the other user fees and the fact that most chequing accounts pay NO interest, I would say that the bank benefits quite well from your chequing account even before they collect the monthly fee just for having…

And banks benefit from having your money there, which they then either lend and charge interest to applicants, or invest that money. They've earned their money from you and then some. Charging and nickle & dimeing customers JUST for having an account to increase their profits and make shareholders happy is…

The bank makes money other ways.....late fees, overdraft fees, money order fees, interest on loans, etc.

You don't really understand how banks work, do you?

I don't know about tools. If you own a home, you WILL use any tool again. It doesn't matter what it is, the second you toss it, you will need it a week later.

True That.

You shouldn't have to pay just to have a checking account.

Wonder how many of those flight attendants have been tempted to dump hot coffee in their harassers' laps?

Matt Lauer is a huge dickhead. That is all.

Matt Lauer is a prick. That is all.

Seriously.

Burn! You are the insult master!

When Costas laughs, the extensive plastic surgery becomes apparent. It looks like someone stuck Arnold's head on the man.

Costas later asked Lauer about his upcoming trip to India, and whether he'd be eating Curry for dinner.

"a day that saw one upset and one projected blowout remain buttclenchingly close"

Harper and Obama are hanging in Mexico together. Tequila is flowing. Traditional friendly bet between nations ensues.

Uuugh....didn't they put in drains!!?!