I have a sleep disorder. I don’t remember the last time I heard the first time my alarm clock goes off. I need the snooze button otherwise I won’t wake up for work. My alarm is set for 45 minutes before I need to wake up and I hit snooze unconsciously 3-5 times before I actually wake up. 

Patrick - You obviously are not tall.  I am 6'3" and I constantly knocked the gear shifter with my right knee - and knocked it out of gear because of where they place it in the center console.  Center console creep is the biggest issue with modern cars.  I drive a Chevy Silverado not because I want a truck, but…

Not the first drum set on the road. Forget the movie, but it is the official video from the band.

Central Indiana here, and Breaded Tenderloin is the thing.

Kolache are Polish. My favorite are Perogies :)

There are many reason why cars and SUV/CUV are separate and people are not buying EVs. However if this were simple, it would have been fixed by now. I drive a Chevy Silverado as my only car (for the record).

Oh I have a story. 1993 and I am in an out of state college 200 miles away. A gal there I met through a campus club lived the next city over and we shared a ride back for Thanksgiving (me paying for gas). This particular holiday weekend the weather was 70 degrees when I left school on Wednesday, so I didn’t bring much…

The analog hole. This is 100% the analog hole they are trying to plug and prove to the content providers they are not helping with piracy.

Wow .. several of these comments are playing mr/mrs pedantic because they are not thinking. This is really a simple concept. This has to do with average dollars, and basic budgeting. This is not a cashflow problem (unless you have no emergency fund savings).

Yes and no about planned obsolescence. Manufacturers make value judgments on products all the time. This fan will last 3 years for $0.05 or 10 years for $0.50. The default 50 years ago was to make things that last, now it is to make it cheap so they pick the 5 cent item. Do that for the 1000 items in an appliance or…

I have purchased 7 homes in the last 20 years. I have never once looked at the number that I was approved for, but what I needed. I needed a 3br place, so I looked at 3br places where I wanted to live and bought. The numbers just worked out. Always put 20-40% down (depends on the price of the place) and always had a…

Death in the family. Nothing like $2k in flights and hotels unexpected plus the whole reading of wills, time off work, and if you are immediate family or executor, holy hell are you taking time off work and dealing with fights, etc. I would have paid someone $20k to take care of it for me as I never want to be in that…

I don’t know how I feel about this. The devil is in the details. I know some companies are taking things to a level where you have to pay to talk to a financial advisor, and then pay to have someone who is advising you. So to go into the office you pay, then pay a monthly or quarterly charge to do it. Most people…

Personal Finance to me has always been about three things to me:
* Freedom of choice, not choices foisted upon me
* Freedom of fear of the unknown, being able to handle the unexpected
* Freedom of opportunity, I never wanted an opportunity to slip by because I didn’t have enough saved

I bought a 1995 Chevy S-10 with less than 50k on the clock in 2009 for my son. It had a 2.4l engine (ie. small), was a manual, and had airbags, etc. from the laws of 1996. When he was 15, and started driving for his learner permit, I told him to drive that with me, or drive nothing at all. Once he learned how to do…

It all depends on how you sleep and how when you sleep. I cannot sleep well in a warm room. I have to have it cold. Hell I turned off the heat the last few weeks when we were getting into the 60's during the day and 30's at night. That first jump out of bed was a bit brisk but hey, wakes you up and I slept like a log.

The thing I find is the people forget about the natural distribution of intelligence, skill, etc. of people. For every person on the scale with a 140 IQ, there is someone with a 60 IQ. The same thing goes for skills in math, finance, etc. Some people just don’t get the concept of GIGO or that money is a finite…

The answer to this question is that I honestly don’t know. I go by the bucket theory of management. I have a bucket (checking account) for day to day stuff. I have a longer bigger bucket for (savings account) for bigger items. I have a bucket for investing (taxable investment account). I have a bucket for retirement…

I absolutely would love to sign up. However I cannot until I get all my forms. I get letters in the mail saying that I won't get my financial information until March 1st, and I won't get any "final" investment data until May. 100% of these companies know 100% of their data at 12:00 am January 1st. They just lobbied…

I will tell you that in my experience, there are many frustrating parts about selling. However buying was what you were asking so here we go.