That's a really good point. I live in one of the major University cities in Montana. The typical rent and utilities for a two bedroom apartment here is around 1,200/month. We brought home 28,000 last year which would put us at just under middle class. Still my rent is about 1/2 our income and we can't afford fresh…

I work at a mom and pop furniture store. If you pay in exact change and ask nicely I may give you a cash discount of 3% which is what the credit card companies charge to run a card.

I've had discover for a few years. I'm thinking about switching to chase. I have about $600 to pay off first though

My book store has a crazy mark up. I only go there to try things out- way better deals online. (MSU Bozeman)