malaoshi
MaLaoshi
malaoshi

Get some fucking curtains. WTF? 

Nachos at the Cancun Airport Margaritaville. For so many, many reasons.

It’s a truly bizarre process, and if you strike it rich and find a good position, you should count your blessings and dig in for the long haul.

Short answer: no one here votes. 

Personally I’d just take what you need for the day and leave the envelopes at home in the proverbial (or literal) sock drawer). 

Our cash system has only two envelopes: “Groceries,” which is anything that we buy at Kroger or Trader Joes (from chicken and veggies to beer and wine), and “Going Out,” which is all food, drink, and entertainment outside our house. These are the two situations - out with people or at the store - where I am most

Exactly. There should be a whole subsection in this article titled, “Pay attention when the attractive, single person you’re talking to starts going on and on about the great hot tub back at their hotel.”

There are also many different types of riders, from experienced people who know the rules of the road, to the clueless commuter, to someone who doesn’t own a car and isn’t part of “bike culture” but just needs to get from point A to point B for some reason or other. They all behave differently when on a bike. The

All the more reason to follow the rules: it keeps me safe(r). Car vs. bike both blowing a stop sign. Guess who loses?

The “Florence, y’all” water tower in northern Kentucky is still my favorite.

I certainly see what you’re saying. Lots of people go that route. From my point of view, I probably don’t have an overspending problem because I use cash! The money I spend in cash is already part of my monthly budget (for example, my “going out” money includes beers with friends, coffee with colleagues, or a movie

I use it to stay within my budget, which it sounds like you’ll talk about later. I take out cash for groceries and going out each month: i.e., “Kroger money” and “fun” money. When the fun money goes away, it’s gone. It helps keep me in check because it’s much more visceral to burn through $150 in cash going out for a

You are tragically, 100% correct. 

Mr. Pettiti. Summer school, 1989. Most useful class I ever took in high school besides computer science. I learned to touch type the old-fashioned way, on an electric type writer with the script off to one side. He got us up around 100 wpm with just a few errors by the end of summer. I think I was perfect at 85 wpm. 

Or something like “looking forward, not back” or other such bullshit.

Wow. Jesus. Well, I guess I won’t complain as loudly. I really didn’t know interest rates had climbed that high as I’ve only had this one card for the last 15 years or so. 

It is now. They moved me to a rewards card many years ago when they changed the terms of my old credit card. Basically, I had to start paying an annual fee to continue to receive benefits I had previously received for free. I can’t believe the national average is 18%. That’s totally fucked up. 

Really? That’s frightening. I’ve had this one card for so long, I remember when it was in single digits. I never check the rates because I don’t leave a balance on it anymore. But for a card I pay an annual fee to use, I expect to do a little better than the interest rate I used to get when I was 19 and a starving

My credit union has been bugging me about getting a credit card for a while. I kept saying no because, well, I’m lazy. This stupid move by Chase, in addition the fact that my Chase card interest rate has steadily climbed to a whopping 16%, has made me change my mind. Bye bye, Chase. Go fuck yourself. 

Utilities are utilities. I can’t imagine anyone buying a house and thinking they don’t have to pay their gas bill. The rest of this stuff (taxes, insurance, etc.) can all be rolled into your monthly payment through your escrow account. My total monthly payment, including insurance and taxes, is $750 or so. That’s as