Lol, 'run by a disgruntled former manager' has got to be one of the BEST excuses I've read in a while. Like when I use 'oh I didn't get your message, it must not have gone through!' to people I don't want to talk to. Or the 'I didn't get your email; must have went to spam!'

My organization doesn't have a no moonlighting policy, but they make you get your moonlighting approved and, if it is, you're pretty much relegated to go die in a corner.

I like this advice a lot, particularly for how much to charge :) Thanks!

Hmm, maybe, though I doubt it. We're not forced into it, so just on that alone, I'm not sure a lot of people participate. My organization is rather unique... also, we were matched, but then it was taken away. Like I said, it's unique/complicated.

I LOVE your workspace!

I'm so envious of the people whose employers match their 401(k) contributions. Mine doesn't, and I don't know anyone whose employer does. But then again, I'm just a millennial and most of my friends are probably underemployed. I'm not underemployed, my organization just doesn't do that. One day! Dreams do come true! :)

Oooo thank you for this explanation! I have the public service loan (10 year) currently, so it gives me hope that it will be tax free.

FML. Thank you so much for explaining that!

I'm obviously dumb at this, and I consider myself fairly financially savvy, but do you mind explaining a little more about the tax liability? I probably will have a 40k deficit once my IBR is up - so I'll be taxed at a 25-28% rate of the 40k I own? Wtffffff!!! Okay, remind me to quit my job that year so I can have a…

Ooo, I like the way you think, a lot. We just ran into some of life's jokes with our house: our roof and a/c are dying (we live in a really hot climate, so a/c's are literally a life or death thing).

This happened to me ALL THE TIME. Scary the time I gave this guy a fake number. He got SO angry! I never did that again, but then I got stuck with creepy dude calls and texts. I finally just had my guy friends answer when they called me during the day.

This happened to me too! Same city, same phone, different area of the city. Funny enough, the dispatcher could find me when I called from my apartment, but not the next time when I called from a house. So random! I guess I just need to assume they -don't- have my address and give it to them.

Dude, I NEVER even thought of this!!! You are genius! There is probably a less than 1% chance my boyfriend/probably future husband will 'find Jesus', but I have GOT to tell him I'm outta here if he does. Actually, I'd probably get him some mental health evaluation, because he was raised without religion, and his…

Don't worry, I'm mid-twenties and I haven't seen it either. I haven't even listened to that famous song from Frozen, either *gasp*.

People should absolutely look into IBR, especially if they graduated more than 3 or 4 years ago. My old roommate and I graduated with the same amount of debt. While she was too lazy to apply for IBR (it is a fuckton amount of paperwork), I did apply and qualified.

I get a 15% discount on my Verizon bill, woohoo! 17% is better though :)

I absolutely walk out of homes that smell like smoke (and are for sale, obviously). I also won't buy a car that someone has been smoking in. It drives me insane when I see people driving around with nice cars, but they're inside smoking like a chimney. Who is going to buy that car when they (inevitably) want to sell…

Haha, I ran away from home once because I was hungry (that came out wrong) - I wasn't hungry as in starving. I meant I was home from school sick and got hungry, while laying around watching TV, and since my Mom couldn't hear me yelling for food (sore throat didn't project), she didn't feed me so I... went to my…

That's a great point! Personally, smells would turn me off, no matter how low the price is. For example, we've done a lot of work to our current house, and you can still get whiffs of the previous heavy chain-smokers who owned this house before.

Ugh, I'm getting ready to buy a new (to me) home, and I absolutely HATE people who've turned their garages into extra rooms. No, no, no. Then again, location specific: I live in a terribly hot climate where, if you leave your car out in the sun, it goes to hell quickly and makes life unbearable. That's why I don't…