In my country you're considered fairly odd if you still live with your parents in your twenties. Most people move out on their own around 18-19 when they finish secondary education. Of course, I live in a commie-socialist wonderland where higher education is mostly free, so you can usually easily pay your own rent…

Scrivener rocks! It's all I have used for fiction for the past six years.

Interesting to consider this from that point of view. I've always thought it's discouraging because it costs more time than you expect. But if it costs less than you expect, you might be more willing to buy in than you would be with dollar pricing. Good point!

as a true econ nerd I love this.

I'm reminded of this:

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This reminds me of one of my favorite quotes about history:

Not to mention that sometimes the kids who stick around longest wind up being an essential caretaker for the parents later.

I know one thing I need to do is simplify and reduce clutter. The fewer things that get my divided attention, the better. Too much and I end up searching for missing items with a flashlight just so I can literally focus.

The "move-out" part kind of struck me, too. But you're right—I can see when it would become a problem. Although, these days I think there are more kids living at home to financially survive rather than mooch off of parents.

Underestimating retirement costs: The biggest cost more retirees underestimate is health care. You have to consider and plan for the reality that you might need nursing home care in your 80s. This expense can cost over $6,000 a month, so plan early on. Two Cents is a new blog from Lifehacker all about personal…

And if you end up dying in your forties from stress then non of this applies to you.

I do find it curious that others find it harder to read, but perhaps I should have said it makes it easier to SCAN a paragraph, and also to pick up if I left off in the middle of one. Seeing a small gap tells me at a glance that a sentence ends and a new one begins. Different people have different views, though, so…

Ya, I've gotten some responses like that before. But like I said, I've usually already made the buying decision. So just trying to tip the scale a bit more in my favor. If the price isn't where I want it for me to feel comfortable with buying, then I make an offer. I usually have reasons/logic/justification to…

No matter how bad you want what someone else has, the minute you start negotiating, you really DON'T want it. You have to be able to leave the deal on the table if you can't get the terms you want. Make them sell the deal to you.

Silence. Most people are unnerved when their offer is met with silence for a few minutes, and if they're not experienced, their desire to fill the silence may cause them to sweeten the deal to get a response.

Because you can look at the iAd code yourself.

If you aren't willing to walk away you aren't really negotiating.

No, because Google harvests and sells it. Seriously, people, this is not a privacy issue. It's anonymous and secure. This is all a bunch of FUD.

As far as anybody knows, Apple isn't trying to monetize the data by analyzing it to determine how best to advertise to its users. In fact, for the most part the data itself is anonymous to Apple. It's only a security risk if some third party breaks into Apple.