People don’t realize 94% of NY’s land mass and 43% of its population live north of NYC.

Yeah... I get that, I’m literate.

It can be both. A fiduciary is one who has a duty to to look out for his or her clients’ best interests. A fiduciary duty is the specific duty being described.

Check out some towns and counties in NY. Highest property taxes in the nation. My $255,000 house means I pay about $7,600 in property taxes and I live in the lowest taxed town in the county.

Clearly it does. I have the same credit score as you and I don’t have 20 credit cards. No one needs $250,000 in credit unless you’re buying houses on credit. That, or you’re living off credit. Neither idea is a good one.

I NEVER said I would do that. I merely stated that MY CHASE FREEDOM CARD gets 1% on everything and 5% quarterly on certain things. You really need to read more carefully.

Re-read, smart guy.

I promise you, if I read over your contract I could find no less than 5 things wrong with it that could bite you in the ass.

The “tool” is called hiring a lawyer. Yeah... it’s a bit more expensive, but you won’t end up screwing yourself when you screw up the contract, because you will and it will be expensive to fix.

5% of $1,000 is $50.

Um.... math?

Yeah, I just don’t like having multiple bank accounts. More to keep track of. I have a single checking account and that’s it.

Regarding the Fidelity Visa:

I was going to say the same thing. I have the Chase Freedom card and I get 1% back on everything and 5% back on certain things every quarter. I have yet to see “government” as one of the 5% places.

The most a company can really do is just be a good company and offer enough benefits and fair treatment where unionization is not desirable. Unions tend to form where work conditions are bad.

Can’t do that, under the NLRA, if you fire people for union activity, the US Dept. of Labor will sue you and you will lose.

Is this really something that needs to be said? It is axiomatic that if you want more expensive things, it will take you longer to get there or you will incur more debt if you’re unwilling to wait.

You might want to look at this as to why people might not want to move to St. Louis.

St. Louis is in a flyover state and it’s a city most people don’t want to live in. One of my clients, a neurologist, just got a job there because they paid more than anyone else. Why? No one wants to go there.

As the comment below said, “middle of nowhere” sounds pretty dreadful too. Also, depending on your politics, it may very well be dreadful.