This was actually a problem for me, because I (like many others) misunderstood how utilization is calculated. I thought that the only relevant figure was my aggregate utilization (i.e. total balance to total available credit). Aggregate utilization is important, but per-account (“line-item”) utilization is important…

Don’t you know that all Gawker-owned sites are Reality Free Spaces? Take your reality and get the hell out of here!

I play the rewards game. I’m just going to leave some advice here for the casual visitor who wants to earn rewards but doesn’t know how to start and doesn’t want to pour time into researching:

I understand why companies care about this, but people care way too much about card security.

haha, fair enough. To be clear, I don’t make a point of going through as slowly as possible, but I do take my time to make sure that I follow all of their rules. If they want the liquids out, I’ll take the liquids out, even if they almost never care if you don’t. I also opt-out of the millimeter wave machines that has…

But the passengers do have to protest so that the airlines feel as much pressure as possible. They need to feel pain to make them put pressure on the TSA.

Yup. That’s the winning combo right there. Unless you have a very specific airline or hotel relationship, I think UR points are the best. As you said, they’re very flexible.

Sort of related: Because of the new Freedom Unlimited card (1.5% cash back on all purchases, no annual fee), it finally made sense for me to pay my federal taxes via CC (I’m self-employed). The cheapest processing fee you can find is 1.87%. As an example, on a $1,000 tax bill, you’ll pay an $18.70 processing fee.…

Good one!

In that case not necessarily good influence, but they of course have influence. Long lines hurt their business. It's reaching a point now where they will have to address it, which means pressuring TSA to improve.

Oh no? When all of the airlines begin demanding change, you don’t think that might help move things in the right direction? It’s already beginning.

Exactly!

“eye-hymens”

Exactly. I actually disagree with most of this article. I think we should be as unprepared and sluggish as possible to maximize the annoyance that airport security creates. If we become efficient at jumping through these absurd security theater hoops, they will never go away.

FWIW You can already do this (on iOS at least) from pages loaded within the Facebook apps, which pretty much limits you to links others have already shared, but it’s still pretty cool.

Yeah I have never heard the pronunciation this post claims is correct, even in the actual store from employees or in any advertisements from the company. I would expect there to be more disagreement if it were truly wrong, like Porsche. If you walk into a Porsche dealership, no one is pronouncing it “porsh.”

That would definitely be better than what we have today. But, even then, the only shows I watch on AMC are TWD and FTWD. I’d rather not be paying for these other shows that I don’t watch.

Yeah, I’m not a big sports fan, but I could definitely see how a traditional cable/satellite package is the way to go.

Great combination, that gets you a really large library, and even some new releases via Showtime (and some good original content). I also mentally chalk in a $10pm rental budget for when I really want to watch a new release that isn’t available on Amazon or Netflix (yet). This is roughly what I was paying for…

Yeah, absolutely. I fell into that mindset as well. The reality is that the idea that bundled content is more expensive is really an illusion, it seems.