I know that if you lease and total the car that you get nothing in return. If someone like this guy were to total the car early while being 4-6k underwater would he still get to walk away free and clear? Not proposing he did this, just curious.

No, I gave you stories to back up the one union I mentioned. BTW, I take it that you have no defense for that and that is why you have moved to the "that's just one rogue union" point of view.

I'll let you do the reading. Come back when you have finished consulting with the handbook on how to spin it. While you are at it feel free to look up articles on the non union apartment building trying to be built by the Post Brothers.

Their guilty pleas to the federal charges is their citation

The idea of a union isn't a bad idea, it's the reality of what they have become that is the problem. I live in a city where unions are burning down churches because they decided to use non union employees for their new building. Or the apartment building that can't get built because the unions have their members…

I'm 37 and my wife asked me what I wanted for Christmas this year. I gave her two options, the Lego VW camper, or the Lego Mini Cooper.

I learned that the finance guy is a wolf in sheep's clothing. Everyone knows and expects the sales guy to be shady, but then let their guard down once they get to the finance guy's office. A lot of times you don't even know what hit you until you are home. Just remember, the finance guy has the office, and the sales…

That's called a "make me move." If they have it labeled as such then once again the buyer knows beforehand what the expectation is. Now if the seller didn't label it as such and is just soliciting offers with no real thought of selling then they are do nobody any favors.

Well I just sold my house this year so I would say I have some experience with what goes on with the purchase/sale of a house. I can't tell you how many times I wasted time and energy getting the house in show condition only to receive a call from my agent after saying "they liked it, but they only want to pay what…

You know they are serious about selling since they did put the house on the market. The question is if you are really serious about buying. Throwing out a number that isn't even in the ballpark is a waste of time for everyone involved. The asking price isn't a secret. If you weren't interested in coming in close to…

You do realize that innovation doesn't come from counterfeit companies right? By buying fakes you are stunting R&D, among many things. If you are fine with the same product for the rest off your life go for it, but if the OEM company bows out because there is no money to be made in that industry don't expect the…

What good does it make to send him a letter? It will get tossed in the same shredder as the DVD they deny ever receiving.

You have fine taste my friend.

Well since it is a yearly thing it is probably closer to paying for the insurance up front for the year, breaking up in June, and she doesn't return the portion covering the second half of the year.

You could probably ask the same question about their minority hiring.

That's one way to spin the makeup of the Eagles roster. Another would be to say that they have the most balance between blacks and whites. That doesn't have quite the attention grabbing headline though.

It takes a lot of balls to mention practicing too much when you are only known in Philly as the guy who skipped them so that you could go buy sconces.

Are they holding this press conference in Philly?

Can you find me a decent wagon under that price. Something that holds 2 car seats and a booster. Preferably a V70r, cts, or roadmaster? And don't tell my wife as she too is tiring of my car window shopping.

This is all learned in the first couple weeks of finance class in college. Sadly that class isn't required for all students. Less helpful liberal arts classes that make you read a 2500 year old book about Roman Mythology is. Makes you wonder if it isn't all part of the plan to keep people ignorant on the subject.