Opportunity costs are the big one. Once you have that concept, you can move on to compounding interest and the basics of savings vehicles. A breakdown of credit (rates, repayment terms, securitization, default) would be the other half.

In terms of numbers of cards, there are only two downsides, (1) the effort it takes to manage those cards and (2) whether adding new cards will significantly lower the average age of your accounts, which is a factor in your credit score. If you have older accounts (cards, but also student loans, a mortgage, etc.) to…

How about just giving teams the option for an automatic 1 point without a kick or going for 2? Just cut out the PAT.

Wait on the belt until things start getting really heavy. You don't want to start relying on it instead of developing a stronger core.

Also, check out NerdFitness. They post a lot about how to start lifting for the first time.

Everyone starts somewhere. To follow up on crowmolly, many coaches advise new lifters to try squats with broomsticks/pvc pipe/etc. to get the motion down without worrying about weight. As long as you move slowly (and that can be hard, I've let my stupid ego get ahead of me before) and pay attention, you'll be fine. …

Lifehacker covered that very idea:

I think that's a good plan. I've used that and a Legs/Push/Pull split to good effect.

Also, when you lift things you should pay attention to your form on every rep. It's really easy to start screwing up a little, and then a little more the next time, until you're in a position to hurt yourself. It's annoying, but necessary, and you get used to it quickly.

It's not possible after a scoring play. After non-scoring plays, it's always a risk Look at the Raiders last year, they got caught and had to use a timeout. Hurry-up offenses exploit all kinds of slow downs like that without any need for penalties. Being out of position for the next play is punishment enough, so…

Actually that would be impossible, since the scoring team has to kick off to start the next possession in football. Have you ever watched a football game?

Do you know someone who was literally diagnosed as "crazy" by a doctor? If so, that person was not actually a doctor.

If you want to maintain performance during intense exercise for moderate or long duration, you'll need those sugars. That's the point.

In another decade or two, I'll bet that Havana would top this list. Proximity to the US, low cost of living, tropical weather (and you can get out for hurricane season), and a surprisingly robust healthcare system that stands to greatly improve once there's access to greater investment.

Per Over the Cap, it looks like Peterson's contract isn't a problem. They could cut him and only have a $2.4 million dead money hit and if they trade him it's only a $4.8 million in accelerated bonuses. The Vikings have plenty of space, and it's not like they had much leverage to trade him before his demand. Making…

Teams are any better?

"There are better exercises for [pec] hypertrophy" is a loooooong walk back from the bench not being a chest builder that will give you "no progress." Again, I'd be honestly interested to read something stating your case.

That's a good definition that has nothing to do with these athletes. It's a full time commitment that earns the university major money and they can be fired for poor performance. There's no difference between what they do and what the pros do. None.

I agree with that. We're entering a really interesting time for the Fed: the top line employment number is almost normalized, broader unemployment measures still show weakness, wages are weak, inflation is significantly below trend, the dollar is strengthening, but everyone involved is uneasy with extended low rates.…

What's the difference between an extracurricular activity and a job? "Extracurricular" isn't a magic word; it doesn't transform what's actually happening.